I'm sure I'll get a lot of hate for this, but honestly FCC regulation of ham radio is at best antiquated cold war bullshit (ie, crypto bans) and at worst gatekeeping for a bunch of old men who can dox themselves in order to get exclusive access to some bands. Every single person here uses high powered encrypted communication without a license, it's a cell phone.
Your cell service provider holds the license.
Ham radio exam is not hard, and does not require special training, just some basic knowledge of how radios work and what the regulations are. I don't see what the issue is.