I expect people on HN to have already figured out the obvious: It takes much less energy to heat the area under your clothes, using existing heat, than to heat a room or building with artificially generated heat. Your body is 37 deg C. Wearing low-insulation clothing and letting that heat float away, and then heating the entire room or building to warm you up again, is absurd if you understand basic physics and think…
As I get older, I'm finding my extremities are not maintaining circulation/warmth. While I can wear socks no problem, I don't really want to wear gloves indoors. Heating the house more makes it feel cozy and nice, so I can see why some people would make that choice.
I hate hats, gloves, scarves, masks, etc. But I got used to it.