Earlier quoted context omitted.
None of this keeps my hands warm. Or makes me feel comfortable. After growing up in a house with no insulation and being miserable all winter long, now for an extra ~$50 a month during the winter I get to keep my house at a nice toasty 74-76 degrees F and I'm comfortable year round.
Keeping your core warmer, especially with the thermal underwear discussed at length in the article, will also keep your hands warmer. There's an entire section of the article titled "Hands and feet". You could read it instead of dismissing the whole idea out of hand.
That works on the general case, but not always.
I've worked in buildings where I can be sweating in my coat and still have cold hands.
I can easily wear extra thick socks, have my feet swimming in my shoes, and still have my ears be cold.
Theory is great until it runs into reality.
(If theory worked so well, there wouldn't be an active market for desk heaters to warm up hands!)
edit:
Example from the article
>> But of course, the permeability index is not of any importance for indoor couch potatoes: they don't sweat.
Which is complete BS. I am sitting here in a t-shirt right now and the part of my back that is up against my chair is rather sweaty.
Likewise, feet sweat in shoes.
> However, it is important to note that if the body as a whole is kept warm enough, hands and feet will not be greatly affected by lower indoor temperatures.
Again, not true in my experience.
> While insulating your neck and feet will greatly improve your thermal comfort, there is no need to wear gloves or caps indoors.
If the indoor temp is below 65f I am not going to be typing anything for very long. For that matter at around 68f I'm starting to get uncomfortable.
Truth of it is, I've worked in more than one office where I was stuck wearing a cap indoors.