Earlier quoted context omitted.
In the USA, background checks are often just part of the process. There's an entire industry built around providing the service.
I've found a mix with background checks in the U.S; a lot of rental landlords want background checks for the obvious reasons (e.g. housing a convicted rapist with a young woman), employers can go either way, and in my experience it has tended to be reasonable (but I've always worked as a professional, and for people I know through colleagues or acquaintances). A background check is, in my experience, unusal for rente…
I know some of this has historical/data underpinnings on experience, but fear most of it is based on biased expectations.