I'm with Up and they're the best bank I've ever been with. They pump out features fast and often. Their API is the first I've seen in Aus. Their app is really nice to use and extremely useable. Possibly my favourite app!
Designing Up Banking
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Re: Designing Up Banking
#22I'm with Up and they're the best bank I've ever been with. They pump out features fast and often. Their API is the first I've seen in Aus. Their app is really nice to use and extremely useable. Possibly my favourite app!
Great stuff. Now, how sure are you of their security, because that's far more important than (other) features.
Up Banking provides the user-facing front-end, which of course needs to be highly secure too, but the tech team at Up Banking is one of the best teams in Australia (it caused quite a bit of buzz in the AU developer community when the team was quietly coming together to start working on this a few years ago; As a fun fact, some of the initial dev team previously worked together building The Conversation [2], which is a huge platform and major content source here on HN).
So, they know what they're doing and they know who to bring in to ensure they've done everything right.
Those interested may want to check out this interview with the founder/CEO [3].
My interest: no personal stake or involvement, but am friends and former colleagues with a few of the team members (including the author of this post), and I know of several others by reputation.
[1] https://en.wikipedia.org/wiki/Bendigo_and_Adelaide_Bank
Re: Designing Up Banking
#23> A moment that should feel significant and celebratory — you’ve literally just opened a bank account in under 3 minutes through your phone — feels clinical and unimpressive. But why? Is this really of any benefit? To who? This whole thing reads like a designer's daydream.
Re: Designing Up Banking
#24I'm with Up and they're the best bank I've ever been with. They pump out features fast and often. Their API is the first I've seen in Aus. Their app is really nice to use and extremely useable. Possibly my favourite app!
Re: Designing Up Banking
#25Great to see so many new user-friendly fin-tech apps gaining traction these last few years. Revolut recently launched out of beta in Australia, and they have disposable cards and virtual cards, which was a huge selling point for me. It's absurd that we had to essentially hand over the password of our bank account to random online sellers and let them pull the money out, instead of just sending them some money. It's a…
Disposable cards just shifts the problem and still subsidises visa/mc.
Re: Designing Up Banking
#26I'm with Up and they're the best bank I've ever been with. They pump out features fast and often. Their API is the first I've seen in Aus. Their app is really nice to use and extremely useable. Possibly my favourite app!
Re: Designing Up Banking
#27Re: Designing Up Banking
#28> A moment that should feel significant and celebratory — you’ve literally just opened a bank account in under 3 minutes through your phone — feels clinical and unimpressive. But why? Is this really of any benefit? To who? This whole thing reads like a designer's daydream.
Re: Designing Up Banking
#29> A moment that should feel significant and celebratory — you’ve literally just opened a bank account in under 3 minutes through your phone — feels clinical and unimpressive. But why? Is this really of any benefit? To who? This whole thing reads like a designer's daydream.
Re: Designing Up Banking
#30Earlier quoted context omitted.
Great stuff. Now, how sure are you of their security, because that's far more important than (other) features.
The banking facility is provided by Australia's 5th largest bank [1], which has been in business since 1858, and is as solid as any bank. Up Banking provides the user-facing front-end, which of course needs to be highly secure too, but the tech team at Up Banking is one of the best teams in Australia (it caused quite a bit of buzz in the AU developer community when the team was quietly coming together to start workin…