> The entire insurance sector is a huge waste of manpower and essentially just huge dump for the surplus of white collar university graduates that have nowhere to go.
US health insurance is garbage specifically because it's tied to employers and employers have strong tax incentives to use insanely inefficient low-deductible plans that both destroy price sensitivity and involve the insurance bureaucracy in small time medical procedures.
> There's not a single person on the planet who derives benefits from navigating the trade-offs of byzantine insurance plans
The cost difference between different insurance plans is thousands of dollars a year. It's one of the most financially impactful choices most individuals can make. Meanwhile if you don't want to make it then... don't? The government could easily recommend a specific plan and anybody who doesn't want to spend a few hours choosing for themselves a thing that could impact them to the tune of $100,000 over their lifetime could just choose that one and be done.
> school choice is a good way to speed up social and racial segregation
Sending kids to schools based on racially segregated school districts is the status quo. You're saying giving those parents the option to send their kids to the same school as the white kids is going to increase segregation? How is that supposed to work?
> enabling quasi fraudulent religious schools that teach people nonsense.
Those "schools" already exist. If they're dangerous enough to deny parents the right to use what is really their own tax money to send their kids to then they're dangerous enough to shut down entirely, right?
Unless you run into some questions of free speech and religious freedom doing that, but then I'm not sure how you were expecting to avoid them to begin with when using "we need to deny them the ability to do that" as an argument.
> I moved from Germany to the UK years ago, and I've never enjoyed anything more than the NHS because I literally do not have to waste a minute of my life on health insurance any more. I pay X amount of taxes, I go to the doctor, I get treated, I go home.
So buy a low deductible insurance plan that covers everything. It costs more than making individual choices, if you don't like to do that. But the cost comes either way -- either you pay with time or you pay with money.
(The status quo in the US is ridiculously broken because you pay with time but then it's still costs a ton of money for multiple independent reasons. Nobody thinks the status quo in the US is a good idea.)