High schooler here. On-line school is far from perfect. There are two approaches I've seen:
1. The "self-taught" style. This one is being done by my linear algebra class: the prof tells us which chapters to read, sends out notes, and some recommended problems. Periodically, he sends out a take-home test; we work it and send him the answers. This style is helped by the fact that our book is short and concise enough to teach but still be readable. No one wants to read if a chapter takes hours. This approach works great for me, but it requires a more self-directed student to function.
2. The "micro-manager" style. This one is being done by my physics class: the prof uses online, checked homework, multiple zoom calls, requires us to record videos of ourselves solving problems in a "tutorial style", gives on-line quizzes, and attempts to give the same tests on-line as were given in-person. This results in horrible, invasive solutions that give a "proctor" remote access to one's computer, require one to use a webcam to be monitored, and require one to show the space around him using a mirror. This style is awful, wastes colossal amounts of time, but is the option on which teachers fall back when they lack confidence in their students to be self-directed.
Most teachers are going for option 2, which is worse than in-person learning. This may sound cynical, but mot of the tools for "active learning" or "on-line engagement" make students' lives harder, waste their time, and offer no benefit beyond an administrator feeling as though he's "done something".
Edit: can any current student tell me if y'all are getting refunded for room and board, at least partially? Y'all paid for something and are being prohibited from using it, so that seems reasonable.