My biggest problem with messaging applications as a whole is that I need so many of them. I have a few contacts who are reachable with Signal, a few more who are reachable on Hangouts or whatever Google is calling its latest thing, and a few more who are reachable with Skype. That's three programs, to communicate with three different subsets of people. I'm sure if I used Facebook Messenger and Whatsapp, I'd have two…
> XMPP was supposed to solve all those problems when it came out That's also what Matrix said it would solve when it started. Except now it's yet another protocol with its own chatrooms that are not reachable from any other protocol by default (even rooms on matrix.org); and bridges are at best in "beta" (except the Telegram bridge, which is "late beta"): https://matrix.org/bridges/
IRC, Slack, Gitter bridges are all considered stable these days.
XMPP, Discord, Telegram, WhatsApp work usably too.
The UX for managing them is not always great or consistent (we’re working on that currently), but “yet another protocol with its own chatrooms” is untrue. You can certainly access the entirety of Matrix via Bifrost (the XMPP bridge) if you so desire, for instance.