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PayPal stops payouts to models on Pornhub

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Re: PayPal stops payouts to models on Pornhub

#221

Whatever you might think of the various professions... As long as it is legal, it seems the major payment service providers should not pass on their moral code onto everybody else. What's next? You get no water/power/whatever if you run a business that the service providers simply do not agree with?

Water/power are utilities and are regulated differently than other industries. But your general question is an open debate. If you run a hosting company do you have to host things you disagree with? If you run a transaction company doy you have to exchange with parties you disagree with? What if a certain type of transaction is too high risk, do they have to do it anyways? Personally I'd like to see things lean more…

I always look at it as: can I function in society without X. With that in mind, the general consumer can function just fine in society without hosting. Three* things off the top of my head that SHOULD be regulated as a utility but currently aren't:

ISP/Broadband access

Payment processing

Cellphone/telecom

It's exceedingly difficult to function in 2019 on a strictly cash basis. Just like it's almost impossible to function in society without broadband. On the other hand, I can get by just fine if "hosting" doesn't agree with some questionable content I want to post online. It's more likely to get me a job than prevent me from getting one....

Re: PayPal stops payouts to models on Pornhub

#222
post #192

Earlier quoted context omitted.

And then you have to find a seller for BTC and deal with that hassle yourself.

Unless other things were priced in BTC...

Yes, if everyone used BTC that would solve the problem of people using BTC.

Re: PayPal stops payouts to models on Pornhub

#223
post #63

Earlier quoted context omitted.

Stripe won't touch adult content, I've tried (chargeback ratio is very high, I don't blame them). Very hard to find processors who will work with adult content of any sort. The real problem is that person to person money transfers shouldn't be prohibited unless by law. Perhaps Pornhub, in the US at least, could use something like Zelle to mediate transfers between patrons and performers (using their bank account to m…

I think this is a US thing. I've tried to do chargebacks before in Europe because a website wouldn't stop billing me, and was told the only thing I could do is cut up the card and get issued a new one.

Getting a new card doesn't necessarily stop recurring bills as trusted merchants can use features like Visa Account Updater or Mastercard Automatic Billing Updater. Though in practice, these trusted merchants usually have easy cancellation flows.

Re: PayPal stops payouts to models on Pornhub

#224

Whatever you might think of the various professions... As long as it is legal, it seems the major payment service providers should not pass on their moral code onto everybody else. What's next? You get no water/power/whatever if you run a business that the service providers simply do not agree with?

Water/power are utilities and are regulated differently than other industries. But your general question is an open debate. If you run a hosting company do you have to host things you disagree with? If you run a transaction company doy you have to exchange with parties you disagree with? What if a certain type of transaction is too high risk, do they have to do it anyways? Personally I'd like to see things lean more…

I think the test should be whether another company could offer a service giving the same result.

So for instance this would be fine:

- A web hosting company refusing clients, because you can use another one

- Amazon refusing to sell the item themselves, because other companies can sell on the Amazon marketplace

- A bank refusing a client, since you can just use another bank

This would not be fine:

- Apple refusing to list an app on the app store, since no else can do so

- Amazon refusing to allow an item on its marketplace at all, since there is no other way to sell to people who buy on Amazon

- Google banning something from their search engine, since that's the only way to reach people who search with only Google

- PayPal refusing a client, since using PayPal is the only way to easily accept payment from PayPal account holders

Re: PayPal stops payouts to models on Pornhub

#225
post #135

Financial deplatforming is a monster, long-term trend to watch over the next decades. Deplatforming happens with sex workers. It also happens in the US marijuana industry. It happens with perfectly legal political content. The number of ways in which someone, somewhere will be offended by products or services for sale is growing, driven by a rapidly improving worldwide communication network and delivery system, and b…

> It also happens in the US marijuana industry

Most of the marijuana industry is illegal in the US. States making it legal doesn’t change the Controlled Substances Act. As banking is federally regulated, banks don’t have the freedom to knowingly allow illegal businesses.

Porn however, is legal, and deplatforming a legal product/business is wrong in my opinion.

To be clear, I am not suggesting marijuana should be illegal at the federal level at all, only that it’s not inconsistent that a bank not serve those customers — after all they would then become criminals themselves by facilitating the moment of funds for a product that is illegal.

Re: PayPal stops payouts to models on Pornhub

#226

Earlier quoted context omitted.

Why?

yourbrainonporn.com has not only research but a vast population of ex-porn users. If you claim any counter argument on its effect after that, then I question one's honesty to seek the truth.

Sure, I bite: The site you refer to is an book advert and most of its premises have been disproven in peer reviewed research.

Re: PayPal stops payouts to models on Pornhub

#227

Earlier quoted context omitted.

Or you could not go through any of the steps of making a payments platform and just accept BTC.

And then you have to find a seller for BTC and deal with that hassle yourself.

Ok, but the buyers and sellers of BTC are discriminating very little, against perfectly legal activities, in the way that PayPal is doing it a lot.

If I buy or sell BTC from coinbase, for example, they aren't going to care if the money came from the porn industry or not.

That's the difference. Apparently, for some reason, PayPal is shutting down people who are doing perfectly legal stuff, but coinbase isn't, to the same degree.

That is the practical advantage, right there.

Re: PayPal stops payouts to models on Pornhub

#228
post #209
post #135

Financial deplatforming is a monster, long-term trend to watch over the next decades. Deplatforming happens with sex workers. It also happens in the US marijuana industry. It happens with perfectly legal political content. The number of ways in which someone, somewhere will be offended by products or services for sale is growing, driven by a rapidly improving worldwide communication network and delivery system, and b…

But Bitcoin won't solve deplatforming, because the existence of Bitcoin doesn't preclude a bank from deplatforming you. Until Bitcoin is ubiquitous (doubtful this will occur in my life time) we are still vulnerable to deplatforming when we go to exchange btc for fiat.

My bank isn't deplatforming me, when I transfer money from coinbase, though.

So this is already a solved issue. They aren't deplatforming me right now!

Re: PayPal stops payouts to models on Pornhub

#229
post #224

Earlier quoted context omitted.

Water/power are utilities and are regulated differently than other industries. But your general question is an open debate. If you run a hosting company do you have to host things you disagree with? If you run a transaction company doy you have to exchange with parties you disagree with? What if a certain type of transaction is too high risk, do they have to do it anyways? Personally I'd like to see things lean more…

I think the test should be whether another company could offer a service giving the same result. So for instance this would be fine: - A web hosting company refusing clients, because you can use another one - Amazon refusing to sell the item themselves, because other companies can sell on the Amazon marketplace - A bank refusing a client, since you can just use another bank This would not be fine: - Apple refusing to…

What if the service is more expensive? What if it has poor service quality? What if it makes it hard to find because your're unpopular? Can you easily define answers to these everyone can follow for more than just a single business example of hosting? If you can does everyone agree it's fair enough? This is the debate, not whether you think hosting can have an enforceable set of rules.
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