81–90 of 286 posts
If anyone is getting a mortgage or refinancing soon, ask your lender to 'drop' equifax without running your score with them - just take the score from the other two. Equifax is an unnecessary security and privacy risk. They are a horrible company that needs to go out of business. Make their customers feel embarrassed to be doing business with them.
I don't understand it. Here is hn, where everyone knows that cybersecurity is 100% offence 0% defence. It is basically our job to secure systems and we all agree it is pretty much impossible, unless you airgap every computer in building and glue every USB port. Then, knowing that, we blame equifax for data breach. Equifax is fat target and it was matter of time data would be stolen.
HN definitely has a pitchfork mentality similar to other groups. It also leans politically left. It's not as bad as reddit yet but it is slowly getting that way (waiting for downvotes).
Is Equifax actually liable or responsible for anything? No jail time or other penalties for executives. Okay so how are they held accountable?
They were incredibly negligent and nepotistic. Their head of security, Susan Mauldin, had zero security or computer skills - she was a music teacher. https://www.marketwatch.com/story/equifax-ceo-hired-a-music-...
The question is what was her experience prior to being promoted? I have not kept track of this "scandal" since it started, but someone's education should not be a major factor.
All that said, she was pretty bad at her job.
Earlier quoted context omitted.
Jail time for executives seems a little excessive for some employee merely failing to apply a security patch... On the other hand, this settlement shouldn't have been capped at such a ridiculously low amount.
That's just what they want you to think. Really they just sold the data off on the international market.
Is Equifax actually liable or responsible for anything? No jail time or other penalties for executives. Okay so how are they held accountable?
They were incredibly negligent and nepotistic. Their head of security, Susan Mauldin, had zero security or computer skills - she was a music teacher. https://www.marketwatch.com/story/equifax-ceo-hired-a-music-...
If anyone is getting a mortgage or refinancing soon, ask your lender to 'drop' equifax without running your score with them - just take the score from the other two. Equifax is an unnecessary security and privacy risk. They are a horrible company that needs to go out of business. Make their customers feel embarrassed to be doing business with them.
Do we really know for sure that the other bureau's are really any better, and not just lucky at this point?
If anyone is getting a mortgage or refinancing soon, ask your lender to 'drop' equifax without running your score with them - just take the score from the other two. Equifax is an unnecessary security and privacy risk. They are a horrible company that needs to go out of business. Make their customers feel embarrassed to be doing business with them.
Do we really know for sure that the other bureau's are really any better, and not just lucky at this point?
I don't understand it. Here is hn, where everyone knows that cybersecurity is 100% offence 0% defence. It is basically our job to secure systems and we all agree it is pretty much impossible, unless you airgap every computer in building and glue every USB port. Then, knowing that, we blame equifax for data breach. Equifax is fat target and it was matter of time data would be stolen.