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Equifax doesn't want consumers to get their $125

nytimes.com

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Re: Equifax doesn't want consumers to get their $125

#3
tl;dr: For those who applied for the $125 payout option in the Equifax data breach settlement, you should've gotten an email requiring that you provide more information by October 15, or that your claim would be denied.

The FTC confirms it's legit: https://www.ftc.gov/enforcement/cases-proceedings/refunds/eq... (FAQ 4 item 2)

The article's author says Gmail filed it into the 'Promotions' folder.

Re: Equifax doesn't want consumers to get their $125

#6
If anyone is getting a mortgage or refinancing soon, ask your lender to 'drop' equifax without running your score with them - just take the score from the other two. Equifax is an unnecessary security and privacy risk.

They are a horrible company that needs to go out of business. Make their customers feel embarrassed to be doing business with them.

Re: Equifax doesn't want consumers to get their $125

#7
post #6

If anyone is getting a mortgage or refinancing soon, ask your lender to 'drop' equifax without running your score with them - just take the score from the other two. Equifax is an unnecessary security and privacy risk. They are a horrible company that needs to go out of business. Make their customers feel embarrassed to be doing business with them.

Does this actually work? Do bank employees have any control of the credit check process?

Re: Equifax doesn't want consumers to get their $125

#8
post #6

If anyone is getting a mortgage or refinancing soon, ask your lender to 'drop' equifax without running your score with them - just take the score from the other two. Equifax is an unnecessary security and privacy risk. They are a horrible company that needs to go out of business. Make their customers feel embarrassed to be doing business with them.

I tried this when signing up for a Chase credit card and they said that it was their policy to use Equifax. (I had a credit freeze in place with Equifax at the time.)

Re: Equifax doesn't want consumers to get their $125

#9

Is Equifax actually liable or responsible for anything? No jail time or other penalties for executives. Okay so how are they held accountable?

Jail time for executives seems a little excessive for some employee merely failing to apply a security patch...

On the other hand, this settlement shouldn't have been capped at such a ridiculously low amount.

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