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This looks great, but is there any writeup on how the security for it works? Are things encrypted at rest? Has there been any auditing?
I really like where this is going. It looks like a much more polished version of my own personal solution for this problem. The one thing I really dislike is the way transactions are brought into the system. I get that it's preferable to outsource that to entities that specialize in it, like Yodlee/Plaid/whatever, but when I get to that IFRAME asking me to enter my banking credentials... sorry, I just can't bring mys…
I hear you loud and clear. Allowing manual import of transactions via CSV is very high on our feature list! Using a service like Plaid to automatically import transactions was a great way to attract our first users and validate our product. Going forward, we definitely want to also support more ways of importing transactions.
$3 per month or $29 per year for now . Why should I use a service hosted by someone else for something this important? Not only will I (besides losing money) have to worry about not being able to access my data, but especially about somebody else accessing it.
I was halfway through building something like this just for msyelf. My main issues with existing options are: 1. Mint and others always seem to automatically count transferring money from Chase to an external savings account as spending which drives me insane. 2. Not being able to split transactions (which you solved) 3. Reassign the date of a transaction, or from a technical perspective, create an "effective date" i…
You can reassign dates for your transactions in Lunch Money. This is pretty common practice, especially with recurring expenses. For example, bills that get paid on the last day of the month but get posted the next month can be altered so they reflect the appropriate month.
Earlier quoted context omitted.
I hear you loud and clear. Allowing manual import of transactions via CSV is very high on our feature list! Using a service like Plaid to automatically import transactions was a great way to attract our first users and validate our product. Going forward, we definitely want to also support more ways of importing transactions.
What are you thinking about OFX/QFX? CSV is nice for breadth but some of the specialized formats are pretty nice for these kinds of tools.
Nice work! Looks great and easy to use. What do you use to get transaction history?
Thank you! I'm using Plaid ( https://plaid.com ) to connect to users' banks.
Edit: I signed up and no UK banks seem to be supported.
I really like where this is going. It looks like a much more polished version of my own personal solution for this problem. The one thing I really dislike is the way transactions are brought into the system. I get that it's preferable to outsource that to entities that specialize in it, like Yodlee/Plaid/whatever, but when I get to that IFRAME asking me to enter my banking credentials... sorry, I just can't bring mys…
The real business opportunity here is to get acquired by a bank that does not have one of these solutions.
This looks great, but is there any writeup on how the security for it works? Are things encrypted at rest? Has there been any auditing?
There isn't any writeup on the security for how it works other than my privacy policy (https://lunchmoney.cc/privacy) which touches on those points at a high level. We're just getting started and are therefore mostly focused on product validation and market fit so we haven't done any heavy security detailing such as external auditing. All that being said, I get this feedback a lot. Security and user data is really important and not something we take lightly at all and is something we will be continuously thinking about throughout the course of our journey.
If you have any ideas or want to talk about it more, I'm always open to chatting. jen@lunchbag.dev
Some of my bills, such as my mortgage, show up twice a month. Do you plan to support recurring transactions that are something else than monthly or yearly?
I may have missed it in the pre-signup screens, but how much do you intend to charge?
To get users started with a budget, perhaps you could assume the average in each category once you have a couple months worth of spending.