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I know, I know, the editorial staff is separate from the advertising/sales staff etc, but still find it funny that when I try to access the article in incognito mode, as I habitually do (for privacy), I get > We noticed you’re browsing in private mode. Private browsing is permitted exclusively for our subscribers. Turn off private browsing to keep reading this story, or subscribe to use this feature, plus get unlimit…
Disabling JS bypasses for now.
Summary? Wapo appears pay walled.
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> Google buys your credit card data for advertising purposes How do they connect my credit card data to my Google activity? My Google account isn't connected to my personally identifiable information in any way. I.e. they don't have my phone number, nor do I use Google Pay.
I feel like it would be pretty easy to link together an online purchase with the confirmation email to my Gmail account using purchase location / time of purchase / price.
Linking offline purchases is harder but still doable if they buy CC data in bulk.
Plaid is the most terrifying company in SV. The fact so many people are comfortable sharing their online banking creds with a third party, and in turn authorizing Plaid to share years of transaction data, your balances, emails, phone numbers, addresses etc scraped from your bank account is insane.
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Don't forget location data.
Even if they do (for Android users only), how would they connect location data to my credit card history? Are you claiming that Google reverse engineers PII by correlating Android location data with credit card purchase location history?
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How do they connect phone numbers in Android users' phone book to their respective Gmail accounts?
They associate the phone number used for 2FA with the account or the contact details has an e-mail address entry and it's filled up with a gmail address.
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Because for every person who signs up and causes them a loss, there’s dozens of others enticed by the same rewards programs who make them a profit. Credit card companies aren’t having any problems being profitable. I would imagine the number of people who only purchase things that are in the 5% category on their card is extremely small.
> Because for every person who signs up and causes them a loss, there’s dozens of others enticed by the same rewards programs who make them a profit. That's the answer to the question "why are these cards offered at all", which was not my question. My question was, "why are even the accounts of people who consistently cause them a loss still kept open?", which this doesn't answer.
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> Google buys your credit card data for advertising purposes How do they connect my credit card data to my Google activity? My Google account isn't connected to my personally identifiable information in any way. I.e. they don't have my phone number, nor do I use Google Pay.
Google has the phone numbers of almost everyone, because practically everyone is in the address book of someone who uses an Android phone. Google makes sure that if you don't hand over your data to them, someone else will.