Earlier quoted context omitted.
Signatures are no longer required with chip cards.
I'm travelling in Europe right now and I can tell you that signatures are definitely still required with the chip. The only exception is if I use the one card I have with contactless payment.
Apple Card launches today for all US customers
121–130 of 187 posts
Re: Apple Card launches today for all US customers
#122Earlier quoted context omitted.
I'm travelling in Europe right now and I can tell you that signatures are definitely still required with the chip. The only exception is if I use the one card I have with contactless payment.
I live in Europe (Sweden, Germany and Switzerland) and I have never needed to sign when paying with card (i.e. the chip – never used the magnetic strip). Perhaps its because you have a foreign card?
Re: Apple Card launches today for all US customers
#123I can't believe that people are excited for a credit card.
I had a hearty laugh when I saw a seven minute unboxing video for the Apple Card on the front page of reddit. An unboxing video for a credit card that was somehow stretched into 7 minutes. The video included genius quotes such as "it fits into my wallet" and "it's about the same size as my other credit cards". This is the content that somehow got thousands of upvotes. It's seriously amazing how far the apple fandom h…
Re: Apple Card launches today for all US customers
#124Earlier quoted context omitted.
What's exciting about Apple Card is not that it will put more money in my pocket, but how it modernizes payments. I signed up yesterday morning, and made my first purchase a few hours later. Unlike my current card, the app doesn't try to push "special offers" and I think it won't share my purchase history with "affiliates." I can see my purchase on a map, and Apple can't - nice. It's a pretty cool experience and I ho…
Honest question - why anybody would want her purchases on the map?
Confirming where a purchase was made can help with budgeting and detecting fraud.
Re: Apple Card launches today for all US customers
#125Earlier quoted context omitted.
I'm travelling in Europe right now and I can tell you that signatures are definitely still required with the chip. The only exception is if I use the one card I have with contactless payment.
I live in Europe (Sweden, Germany and Switzerland) and I have never needed to sign when paying with card (i.e. the chip – never used the magnetic strip). Perhaps its because you have a foreign card?
Re: Apple Card launches today for all US customers
#126Earlier quoted context omitted.
This is about the US.
True, but the point was about the reliability of the tech. My point was that the chip can be just as reliable as the magnetic strip.
What's really surprising is when a new store opens (restaurant, typically), and they don't have a chip reader on day one. They still swipe.
I've had my card skimmed more times than I can count over the decades. That we're still dealing with this problem in 2019 is maddening.
Re: Apple Card launches today for all US customers
#127Earlier quoted context omitted.
The card has a magnetic stripe, so they must have some solution to the magstripe number being stolen
Why does it even have a magnetic stripe in this day and age, as a completely new tech product from Apple?
I hate gas stations so much that I bought an EV. Ironically, my wife makes me pump gas for her, so my cards are still at risk.
Re: Apple Card launches today for all US customers
#128Earlier quoted context omitted.
What's exciting about Apple Card is not that it will put more money in my pocket, but how it modernizes payments. I signed up yesterday morning, and made my first purchase a few hours later. Unlike my current card, the app doesn't try to push "special offers" and I think it won't share my purchase history with "affiliates." I can see my purchase on a map, and Apple can't - nice. It's a pretty cool experience and I ho…
Honest question - why anybody would want her purchases on the map?
Re: Apple Card launches today for all US customers
#129Earlier quoted context omitted.
Why does it even have a magnetic stripe in this day and age, as a completely new tech product from Apple?
Because it's not a tech product, it's a credit card, and plenty of places, in the US at least, still require the use of a magnetic strip. As for how they deal with a changing card number, I have no idea.
Re: Apple Card launches today for all US customers
#130Earlier quoted context omitted.
I'm travelling in Europe right now and I can tell you that signatures are definitely still required with the chip. The only exception is if I use the one card I have with contactless payment.
You normally use a pincode. I cannot remember the last time I had to sign anything anywhere in EU when paying with a chip card.
However, using contactless avoids signatures 99% of the time. I think I had to sign once on my last trip at a contactless terminal.