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Apple Card launches today for all US customers

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71–80 of 187 posts

Re: Apple Card launches today for all US customers

#71

Earlier quoted context omitted.

There is a card number, it's just not printed on the card. You can access it via the Wallet app on the connected phone.

If this number is leaked somehow, you can block it and get a new one right from the wallet app. They don't say anything about having to request a new physical card after that, so I believe this number you see on the app is not the same of the internal-only, not printed number of the physical card.

The card has a magnetic stripe, so they must have some solution to the magstripe number being stolen

Re: Apple Card launches today for all US customers

#72
post #56

I was recently in England. Nearly every payment terminal supports contactless in the cities I visited. I found myself using Apple Pay throughout the trip because it was fast and convenient. Also in restaurants they bring a payment terminal out to your table so you can pay with Apple Pay. Unfortunately, contactless payment terminals are somewhat more rare in the USA. My local grocery store (Kroger) doesn’t have them.

When I still lived in Scotland, I did everything day-to-day with either Apple Pay or (on busses, which somehow didn't support it) non-Apple Pay contactless.

Re: Apple Card launches today for all US customers

#73

Earlier quoted context omitted.

If this number is leaked somehow, you can block it and get a new one right from the wallet app. They don't say anything about having to request a new physical card after that, so I believe this number you see on the app is not the same of the internal-only, not printed number of the physical card.

The card has a magnetic stripe, so they must have some solution to the magstripe number being stolen

[deleted]

Re: Apple Card launches today for all US customers

#74
post #56

I was recently in England. Nearly every payment terminal supports contactless in the cities I visited. I found myself using Apple Pay throughout the trip because it was fast and convenient. Also in restaurants they bring a payment terminal out to your table so you can pay with Apple Pay. Unfortunately, contactless payment terminals are somewhat more rare in the USA. My local grocery store (Kroger) doesn’t have them.

It's weird that we lag so far behind in some areas, even when we help develop the technology.

Re: Apple Card launches today for all US customers

#75
post #56

I was recently in England. Nearly every payment terminal supports contactless in the cities I visited. I found myself using Apple Pay throughout the trip because it was fast and convenient. Also in restaurants they bring a payment terminal out to your table so you can pay with Apple Pay. Unfortunately, contactless payment terminals are somewhat more rare in the USA. My local grocery store (Kroger) doesn’t have them.

Many smaller places are now going cashless too. The coffee shop that I go to near my office just renovated last week and is now cashless. I don’t think they even have a chip reader, I think they are contactless only.

Re: Apple Card launches today for all US customers

#76
post #41

Earlier quoted context omitted.

There’s a “make default at Apple” button in the card settings that I was able to use to accomplish that without copy/pasting. Weird they didn’t just ask during the setup process.

Odd, I was given an option to make it the default card in my Wallet, but I don’t recall an option to make it the payment method for my Apple ID. I also don’t see anything magical here about how to add it to my Apple ID: https://support.apple.com/en-us/HT209225

You change the setting in the Wallet app. Tap your Apple Card, then tap the 3 dots in the top right corner. Press the button labeled “Make Default at Apple”.

Re: Apple Card launches today for all US customers

#77
post #34

This is not a card for people looking to maximize rewards. It’s for Apple users who want decent benefits and no fees, who will mostly use Apple Pay. (Apparently it’s also good for folks establishing a credit history who might not otherwise get approved.) I’ve got 300k points between AmEx and Chase and I recently realized I can’t ever use them when I want to. I don’t want to play all the games of which points can I us…

I get not wanting to have to "activate" each quarter's deals (though really, it's literally a single button push once every three months...), but I don't get your point on any of the other stuff. Both AmEx and Chase have multiple cards that earn points that have no annual fees. Both of their point programs can be redeemed for straight cash back (just like the Apple Card, except Chase's offers better cash back percent…

What's exciting about Apple Card is not that it will put more money in my pocket, but how it modernizes payments. I signed up yesterday morning, and made my first purchase a few hours later. Unlike my current card, the app doesn't try to push "special offers" and I think it won't share my purchase history with "affiliates." I can see my purchase on a map, and Apple can't - nice.

It's a pretty cool experience and I hope Apple Card sets a new baseline.

Re: Apple Card launches today for all US customers

#78

Earlier quoted context omitted.

If this number is leaked somehow, you can block it and get a new one right from the wallet app. They don't say anything about having to request a new physical card after that, so I believe this number you see on the app is not the same of the internal-only, not printed number of the physical card.

The card has a magnetic stripe, so they must have some solution to the magstripe number being stolen

Why does it even have a magnetic stripe in this day and age, as a completely new tech product from Apple?

Re: Apple Card launches today for all US customers

#79
>Apple cares about privacy

Card is backed by Goldmansachs, they don't give two hoots about your privacy

>It has 1 percent cashback! Straight to money! I don't understand how credit cards work!

Yeah if you don't care about money enough to think this is good deal, you'll probably get the card asap and probably shouldn't

Re: Apple Card launches today for all US customers

#80

Earlier quoted context omitted.

"novel"? Is it your intention to miss-lead [sic] or do you not realize that metal credit cards have been a thing for decades ? The Chase Sapphire Reserve/Preferred, two of the most popular credit cards in recent years, are metal cards. The Amazon credit card is metal. The AmEx Platinum is a metal card. And this is just a handful of cards among the 22 listed here [1]. 1: https://www.creditcardinsider.com/blog/metal-cr…

That is a cool story about some non-Titanium cards.

Titanium is not magic pixie dust, it's just another ordinary metal :-)
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