That sounds nice. But while using U2F/FIDO for a few years (with two HyperFIDOs, one for "daily" use attached to my key-chain, the other as a backup in a safe), I found the most common problem was that websites/services don't tread these keys as first class citizens. For example GitHub: I have my two keys setup there, but I can't opt-out of SMS authentication. If I knew I could use my keys at more services, I would a…
* github has no ads, yet. But microsoft is the 3rd largest.