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We got banned from PayPal after 12 years of business

blog.niteo.co

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Re: We got banned from PayPal after 12 years of business

#121

Post by ghaff »

sincerely wrote: post #72
viraptor wrote: post #50

Earlier quoted context omitted.

> Uber charged $1500 to my debut card a few months ago. There's literally nobody you can call about it. Your bank. You dispute the charge. Uber can deal with your bank. It doesn't matter it was a debit card. It means you're missing the money immediately, but doesn't stop you from disputing.

You get banned from Uber if you do that, no?

That's the second comment in two days I've seen along the lines of "You can't risk pissing off Uber because they might ban you." What a sad codependent relationship to be [ADDED: or feel you are] so locked into some uncaring tech service that you feel you basically have to just put up with whatever mistreatment they dish out.

Re: We got banned from PayPal after 12 years of business

#122

Post by uberswe »

testvox wrote: post #97
xoa wrote: post #87

Earlier quoted context omitted.

> Reasons: No risk of credit card info misuse (by vendor), I only need username and password and I get certainly at least some kind of receipt for accounting. It's a shame virtual cards never got more traction through the CC industry. For those who aren't familiar, some banks/cards offer you a tool that let's you set an arbitrary spend and expiration date (+2-12 months usually) and then generate a credit card number…

https://privacy.com/

Interesting, is there any alternative for the EU market?

Re: We got banned from PayPal after 12 years of business

#124

Post by Fnoord »

lawn wrote: post #64
Fnoord wrote: post #36

Earlier quoted context omitted.

> anti crypto That word, "crypto" alone is cringeworthy. HN is very much pro cryptography...

It should be obvious from the context though. "crypto" is also shortened from cryptography, why should it be exclusive to that?

"Crypto" should not be exclusive to mean "cryptography" however it is undesirable to reuse a shortening within the same field. Which is true in this example given "cryptocurrency" relies on "cryptography". Whoever came up with the term "crypto" for "cryptocurrency" did not think it through enough. Especially on any technical website, the usage of the newer and less relevant [1] shortening is unnecessary. TL;DR simply use the term cryptocurrency if you're discussing cryptocurrency.

[1] Yes, since cryptocurrency depends on strong cryptography. If the latter is broken, cryptocurrency is also, but so it the entire Internet.

Re: We got banned from PayPal after 12 years of business

#125

Post by kalleboo »

Nextgrid wrote: post #65
jpalomaki wrote: post #58

For me as a customer, having PayPal as payment option increases the propability of purchase. Especially with one-time purchases from small vendors. Reasons: No risk of credit card info misuse (by vendor), I only need username and password and I get certainly at least some kind of receipt for accounting.

I’m always surprised as to why people are concerned about card details misuse. You are not responsible for card-not-present fraud (without 3D Secure). You can dispute any fraudulent charge with your bank, and I’d bet good money the bank has actually better customer service in that regard compared to PayPal.

Lots of people (especially in Europe) only have debit cards and no credit cards. And those often have worse consumer protection or in the best case you're still out your money for a long time during the dispute.

Re: We got banned from PayPal after 12 years of business

#126

Post by hackermailman »

jpalomaki wrote: post #58

For me as a customer, having PayPal as payment option increases the propability of purchase. Especially with one-time purchases from small vendors. Reasons: No risk of credit card info misuse (by vendor), I only need username and password and I get certainly at least some kind of receipt for accounting.

Until they arbitrarily ban your consumer account too, they just 'permanently limited' an old account I used on occasion to buy things on ebay without any problems that I haven't touched in a few months. No 3rd party access that I can tell so hilariously banned at random.

Re: We got banned from PayPal after 12 years of business

#127

Post by viraptor »

sincerely wrote: post #72
viraptor wrote: post #50

Earlier quoted context omitted.

> Uber charged $1500 to my debut card a few months ago. There's literally nobody you can call about it. Your bank. You dispute the charge. Uber can deal with your bank. It doesn't matter it was a debit card. It means you're missing the money immediately, but doesn't stop you from disputing.

You get banned from Uber if you do that, no?

For a real mistake on their side? Unlikely, but possible. Still likely less important than losing 1.5k.

Re: We got banned from PayPal after 12 years of business

#128

Post by EForEndeavour »

sincerely wrote: post #72
viraptor wrote: post #50

Earlier quoted context omitted.

> Uber charged $1500 to my debut card a few months ago. There's literally nobody you can call about it. Your bank. You dispute the charge. Uber can deal with your bank. It doesn't matter it was a debit card. It means you're missing the money immediately, but doesn't stop you from disputing.

You get banned from Uber if you do that, no?

Ban them first. Get Lyft.

Re: We got banned from PayPal after 12 years of business

#129

Post by Fnoord »

testvox wrote: post #97
xoa wrote: post #87

Earlier quoted context omitted.

> Reasons: No risk of credit card info misuse (by vendor), I only need username and password and I get certainly at least some kind of receipt for accounting. It's a shame virtual cards never got more traction through the CC industry. For those who aren't familiar, some banks/cards offer you a tool that let's you set an arbitrary spend and expiration date (+2-12 months usually) and then generate a credit card number…

https://privacy.com/

"Pay with Privacy", an interesting slogan to say the least.

Re: We got banned from PayPal after 12 years of business

#130

Post by quickthrower2 »

iwasakabukiman wrote: post #82
Nextgrid wrote: post #65

Earlier quoted context omitted.

I’m always surprised as to why people are concerned about card details misuse. You are not responsible for card-not-present fraud (without 3D Secure). You can dispute any fraudulent charge with your bank, and I’d bet good money the bank has actually better customer service in that regard compared to PayPal.

Because then you have to go through the hassle of doing all of the paperwork, talking to the bank and getting a new credit card number (which means updating all your services that used the old number). It's a pain in the butt when it happens.

I love a fresh card!
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