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We got banned from PayPal after 12 years of business

blog.niteo.co

71–80 of 536 posts

Re: We got banned from PayPal after 12 years of business

#72

The lack of customer service in the Silicon Valley is a pervasive problem. * Cody Don on YouTube teaches the masses about science and regularly gets banned. His videos are rated G to PG. Despite millions of viewers and dollars of Revenue, there is nobody he can call. * Uber charged $1500 to my debut card a few months ago. There's literally nobody you can call about it. * Lose your Instagram/Twitter/Gmail? Too bad, be…

> Uber charged $1500 to my debut card a few months ago. There's literally nobody you can call about it. Your bank. You dispute the charge. Uber can deal with your bank. It doesn't matter it was a debit card. It means you're missing the money immediately, but doesn't stop you from disputing.

You get banned from Uber if you do that, no?

Re: We got banned from PayPal after 12 years of business

#74

Earlier quoted context omitted.

> Uber charged $1500 to my debut card a few months ago. There's literally nobody you can call about it. Your bank. You dispute the charge. Uber can deal with your bank. It doesn't matter it was a debit card. It means you're missing the money immediately, but doesn't stop you from disputing.

You get banned from Uber if you do that, no?

Do you really want to keep doing business with a company that charges you $1500 and doesn't promptly make it right?

Re: We got banned from PayPal after 12 years of business

#75

As ar as I know PayPal in Europe is a bank with a Luxembourg banking license. I'm wondering if they could pull the same shitty here. Considering that any bank, which freezes your account, doesn't provide you with any reason and actually refuses to talk to you may draw quite some ire from their respecive regulator.

Where is it "here"?

Re: We got banned from PayPal after 12 years of business

#76

For me as a customer, having PayPal as payment option increases the propability of purchase. Especially with one-time purchases from small vendors. Reasons: No risk of credit card info misuse (by vendor), I only need username and password and I get certainly at least some kind of receipt for accounting.

I’m always surprised as to why people are concerned about card details misuse. You are not responsible for card-not-present fraud (without 3D Secure). You can dispute any fraudulent charge with your bank, and I’d bet good money the bank has actually better customer service in that regard compared to PayPal.

Non-US credit or debit card owners are not in that good position wrt. disputes and getting their money back. Most of them charge for disabling the card and sending a new one. Dispute last for months, and are not automatically protecting the customer.

Re: We got banned from PayPal after 12 years of business

#77
post #60
post #17

So from what I can gather, niteo is a SAAS. For Paypal to ban them in what is a pretty non controversial business, they must have commited one of the following offenses: 1)Breach this user agreement, the PayPal Acceptable Use Policy, the Commercial Entity Agreements (if they apply to you), the PayPal Cash and PayPal Cash Plus Account Terms and Conditions (if it applies to you), or any other agreement between you and…

Their company is an Eastern European 'SaaS' company whose main product automates blog network deployments so marketers can run campaigns that spam Google's ranking algorithm. SMH. You got banned because you're a spamware company.

Founder here. We're not processing our "spamware" through PayPal, as mentioned in the post:

> The most interesting thing is that we’ve moved away from PayPal in the last two years and have only been receiving some minor payments and paying for a few online services.

We've stopped using PayPal for our SaaS business a few years ago.

Re: We got banned from PayPal after 12 years of business

#79
post #57
post #27

Earlier quoted context omitted.

Sure, but you can be stopped from converting that Bitcoin into usable (legal) money.

Bitcoin is not less legal than any fiat money btw.

It's far, far less widely accepted, though. Which makes it rather less useful if your primary use case for money is to buy things.

Re: We got banned from PayPal after 12 years of business

#80

As ar as I know PayPal in Europe is a bank with a Luxembourg banking license. I'm wondering if they could pull the same shitty here. Considering that any bank, which freezes your account, doesn't provide you with any reason and actually refuses to talk to you may draw quite some ire from their respecive regulator.

Which is exactly what banks do if they decide someone is on the terrorism blacklist, or you are "risky" - often on absurdly weak grounds. Mistaken identity or not, guilty or not, it seems to leave the customers with no options. Freezing funds only seems to happen with terrorism related closures, but it does happen, and the bank is judge, jury and executioner.

One instance from search: https://www.theguardian.com/money/2018/feb/03/natwest-closed...

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