241–250 of 778 posts
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> I understand Target will be following soon. Target has already deployed Apple Pay in NC at least. I only recently bought an iPhone, but I was pleasantly surprised by the number of merchants that accepted Apple Pay.
Target has been resisting and dragging their feet because they really really really want people to use their store card instead.
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Here in the Southeast of the US, the adoption of Apple Pay (and I presume Samsung Pay) has definitely been increasing. Square/Clover/all the POS's used by coffeeshops and other small businesses have been taking Apple Pay for a few years now. But recently CVS started taking it, and CVS is everywhere (~6,200 stores in the US). Whole Foods is on Apple Pay. I understand Target will be following soon. It's still not 100%…
You don’t just need technology penetration. You also neeed consistently working devices that inspire confidence to customers that they’ll work. How often have you done this dance: 1. Notice the POS reader has an icon on it that vaguely indicates it supports some kind of NFC payment. 2. Pull out your phone and wave it around the reader. 3. No response from reader. Do I need to press something on my phone? 4. Still no…
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Here in the Southeast of the US, the adoption of Apple Pay (and I presume Samsung Pay) has definitely been increasing. Square/Clover/all the POS's used by coffeeshops and other small businesses have been taking Apple Pay for a few years now. But recently CVS started taking it, and CVS is everywhere (~6,200 stores in the US). Whole Foods is on Apple Pay. I understand Target will be following soon. It's still not 100%…
> I understand Target will be following soon. Target has already deployed Apple Pay in NC at least. I only recently bought an iPhone, but I was pleasantly surprised by the number of merchants that accepted Apple Pay.
https://corporate.target.com/article/2019/01/store-payment-o...
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Apple said they've engineered the service such that Apple does not know what you're purchasing or even what vendors you're shopping at. If Apple doesn't know this, they can't very well apply arbitrary rules to it.
I wonder how you can challenge a fraudulent transaction when that information is missing
How does something like this work in Europe with no signature on the card? When I tried to use a US card without a PIN that I hadn't yet signed, a German checker made a fuss about the missing signature. This isn't a problem in the US where no one bothers checking the signature. What about a brewery I went to this weekend where neither swipe or chip was available for their POS and the card number was manually entered?
We use chip&pin in europe. It looks like Apple card supports it and you'll be fine
I don't thing it is healthy to have big entities like this control fundamental services like payment processing. How long before the opaque governance of the App Store is applied to their payments offering? How long before activists start making this a new vector for deplatforming? Apple also announced a news offering ( https://www.techradar.com/news/apple-news-plus ) and I think the same concerns apply there.
Look no further than the recent issue where Patreon competitor Subscribestar had payment processors Stripe and PayPal stop processing their payments for _political_ disagreements with the purported beneficiaries of the donations through the platform. PayPal said that it was actually one of the underlying payment processors, and it was suspected to be MasterCard. That incident was the first time I've ever taken the ne…
I’m not into the kink which caused it (and I won’t repeat it here) but that left a bad taste in my mouth. IMO, people should be free to discuss what they’re into, even when it’s something much more harmful than the kink involved.
It seems to me that Apple can offer reduced fees due to the fact that they'll have less fraud as a result of requiring touch/face ID for every purchase. While interesting, it doesn't come close to solving what I feel is the largest problem with cards in the US today -- interchange fees.
>It seems to me that Apple can offer reduced fees due to the fact that they'll have less fraud as a result of requiring touch/face ID for every purchase. I don't think that's a big component of it. It's probably has more to do with Apple users being inherently more credit-worthy. If you're well-heeled enough to be neck deep in the Apple ecosystem in the first place, you're probably less likely to be in credit default…
Not sure what to think of this. Somehow I would prefer if Apple kept building technology platforms that then enable other parties to develop solutions but instead they seem to be moving into a totally integrated platform. The business success is there but from a technology point of view I find Apple has been pretty unexciting over the last years. They have turned into a well run big tech company like Microsoft under…
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They know that SOMEONE spent money at a location, they won't know who it was.
AML laws are a thing. Someone in the chain definitely knows who it was. The payment network for sure, as well as any associated banks, and Apple, clearly. The merchant can see whatever their payment processor chooses to share with them.
I don't thing it is healthy to have big entities like this control fundamental services like payment processing. How long before the opaque governance of the App Store is applied to their payments offering? How long before activists start making this a new vector for deplatforming? Apple also announced a news offering ( https://www.techradar.com/news/apple-news-plus ) and I think the same concerns apply there.
That's why we have democratically accountable regulators