Don’t discount the weight of emotional trauma and the self-sabotaging habits it has the potential to engender. Most people are slaves to their limbic systems. Most people don’t have self-education or resources to seek the help they need to fix these underlying problems. Society does them no favors. Media and advertising are designed to promote consumption. And not even healthy consumption. The idea that we are black…
It is an interesting argument to blame people for their own problems that are largely structural and as the article indicates, effect a large swath of society. It's the same argument for blaming the homeless who say own an iPhone.
Living paycheck to paycheck is disturbingly common
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Re: Living paycheck to paycheck is disturbingly common
#42Many (most?) people are not taught financial responsibility and how to budget or run a household in school or at home, I believe that it is this lack of knowledge that really inflicts long term harm and feel that it should be required in both high school and college. My parents never knew how to manage money and so I never learned. I am taking the time to educate my self now, but you never even know you are missing out until life hits you in the face one day.
The greatest indicator of where you will end up financially continues to be where you started from.
Re: Living paycheck to paycheck is disturbingly common
#43Not even 200 years ago, most people exchanged labor for food. Currency was not used, as you most likely lived on the farm you worked for. There was no form of advancement to be seen, but also no rent, student loans, medical bills, child care etc. There was also no Whole Foods or freedom of speech. But how much farther have we really come in 2018? We have more things, but if you stop working, you will starve or go ill…
Not saying this would make it any "better" in the essentials , but I mean, we are at least a little more entertained while we're here. That's something at least.
Re: Living paycheck to paycheck is disturbingly common
#44I'd like to read more about the history of the people in the article. The biggest issue as far as I can tell is that it's easy to 'lose' at any stage. You can make a ton of decisions starting from about age 15-20 that influence your degrees of freedom at age 40 (in the article there's a family of 3 that seemingly have little savings, for example). If you were born to a non wealthy household, the reality is that you s…
This is true and it's immensely disheartening that we live in a world where this is true.
Re: Living paycheck to paycheck is disturbingly common
#45Don’t discount the weight of emotional trauma and the self-sabotaging habits it has the potential to engender. Most people are slaves to their limbic systems. Most people don’t have self-education or resources to seek the help they need to fix these underlying problems. Society does them no favors. Media and advertising are designed to promote consumption. And not even healthy consumption. The idea that we are black…
I think the very fact that people in wildly different circumstances are living paycheck to paycheck is a huge flag that this isn't as simple a problem as "they don't get paid enough". Income and expenses are intricately linked by psychology. It's almost irrelevant what your paycheck is, if you're prone to this problem then somehow expenses will always rise to meet it. If expenses weren't actually determined by payche…
Re: Living paycheck to paycheck is disturbingly common
#46Don’t discount the weight of emotional trauma and the self-sabotaging habits it has the potential to engender. Most people are slaves to their limbic systems. Most people don’t have self-education or resources to seek the help they need to fix these underlying problems. Society does them no favors. Media and advertising are designed to promote consumption. And not even healthy consumption. The idea that we are black…
How do you manage this conflict? I think a lot of us suffer from this at different scales. I've always found it difficult to work on things that will pay off in the future, even if I plan something I just don't seem to be able to carry through a long term project to the end unless I'm in an environment where there's accountability such as deadlines on projects at work. I'm very prone to instant gratification, which i…
Re: Living paycheck to paycheck is disturbingly common
#47Earlier quoted context omitted.
Is everyone just supposed to be as smart as us programmers? Is it peoples' own fault if they're stupid? Do they deserve no sympathy or humanity? Right now I make $13/hr in an expensive city. I'm working to find a software job, but the people I work with... they don't have anything else. They're just happy to hold down a steady job. How do you suggest these people magically gain the intelligence and/or self-control/se…
It seems to me that republicans are perfectly fine with others suffering, and misery as long as it doesn't affect them. Disguised Social Darwinism. The problem is most are unaware that their success is 99% luck of being born in certain circumstances.
Dear lord. Go work in some shitty jobs full of poor people, and count how many work hard versus how many are lazy. Those 1%ers would be shocked at what they saw. But of course, how could they ever see the help as humans deserving of a decent, not-always-financially-scared life?
Re: Living paycheck to paycheck is disturbingly common
#48From the executive summary of the Federal Reserve report linked in the article: >When asked about their finances, 74 percent of adults said they were either doing okay or living comfortably in 2017—over 10 percentage points more than in the first survey in 2013. >Individuals of all education levels have shared in the improvement over the past five years, though the more educated still report greater well-being than t…
Re: Living paycheck to paycheck is disturbingly common
#49Don’t discount the weight of emotional trauma and the self-sabotaging habits it has the potential to engender. Most people are slaves to their limbic systems. Most people don’t have self-education or resources to seek the help they need to fix these underlying problems. Society does them no favors. Media and advertising are designed to promote consumption. And not even healthy consumption. The idea that we are black…
Everyone deals with these kinds of intrapersonal conflicts and issues on a different breadth and scale, one way or another. It's this coupled with economic distress or anxiety, in addition to a massive income and wealth inequality, that produces the kind of conditions and struggle that people and families go through, like those described in this short article.
Sure, there are varying degrees of this issue. You have costs of living which vary depending on location, wages and salaries which vary by location as well as the occupation itself.
Despite this, it's still a grave mistake to simply pass many of this off as "they should get a better-paying job" or "they are living beyond their means" as some of the comments on the WaPo article itself suggests.
For the former, anyone who uses such an argument has in some form or fashion accepted the belief that some jobs should not pay a livable wage. It does not make any sense that anyone working a wage job full-time is still financially in poverty. This has nothing to do with the individual, but instead has everything to do with economic policy. That is not to say that, for example, fast food workers should not make as much as teachers. OK, then pay the teachers more. The bottom line is that no one who works a full-time job should be in poverty.
For the latter argument, this is mostly part of an ongoing cultural trend of laying all responsibility on the individual, regardless of systemic variables. The idea that in such an unequal society, where people exist who literally make more in a single day than others in an entire lifetime, we should instead scrutinize the people struggling economically, is just plain disingenuous.
The economy is broken and getting worse. More and more people are realizing it.
Re: Living paycheck to paycheck is disturbingly common
#50Don’t discount the weight of emotional trauma and the self-sabotaging habits it has the potential to engender. Most people are slaves to their limbic systems. Most people don’t have self-education or resources to seek the help they need to fix these underlying problems. Society does them no favors. Media and advertising are designed to promote consumption. And not even healthy consumption. The idea that we are black…
I think the very fact that people in wildly different circumstances are living paycheck to paycheck is a huge flag that this isn't as simple a problem as "they don't get paid enough". Income and expenses are intricately linked by psychology. It's almost irrelevant what your paycheck is, if you're prone to this problem then somehow expenses will always rise to meet it. If expenses weren't actually determined by payche…
Of course rich people can have such problem, but if you think low wages and the lack of universal health care and free education is not the main issue you are lying to yourself.