Earlier quoted context omitted.
Do you have any research backing up this position? It seems to fly in the face of every reputable study I've seen, which suggests the opposite is true - average genes, hard work, and sacrifice is not enough to "guarantee" anything.
It's common sense. I did say barring accidents and having an actual life. The below is conservative. 1. Pick practical degree, because you are poor and anything else is luxury. 2. Work in college, because you are poor. End up with 30k of debt because you are dumn and didn't get a scholarship. 3. Make 40k a year. (22% fed, let's say 4% state), 30k net. -10k rent, -10k expenses, 10k left. 4. Pay off college by 25. 5. S…
It might be "common sense" to you, but it's directly contradicted by all the data.