You can always tell when someone grew up like this. They are always afraid of doing anything that might even remotely be considered outside the box. They lack that ability and drive to find things out for themselves, and instead rely on others for help and guidance to a fault. Professional occupations are full of these people who were coddled from birth, through college, and straight into a high paying job with zero…
I would be careful there it can happen by other means too. I suffer from a fair bit of anxiety, so I show similar symptoms for different reasons; instead of not knowing how to act outside the box or being unable to not rely on others, I'm merely afraid of doing those things, although capable of them.
I think if you want to separate the two cases the easiest way is to give them alone time and a high level task to fulfill that requires initiative to solve. Those who have grown up overprotected will continue to seek guidance while those who are simply afraid of social missteps will be happily on their way the moment they are alone with a clear goal.