What's up with the hoarding and secrecy of medical data? It's real possibility that AI starts to work and solves all diseases in the next few decades. Maybe that's the point? To horde life-extension and immortality inventions.
Because it's perfect for discriminating against you. First it's health insurance company putting your prices up due to poor genes, then it's an employer getting rid of you because they see genes for depression and addiction.
You don't need to select for depression and addiction explicitly, companies implicitly do this by forcing normal working hours on their employees.
Insurance is a stochastic tax on the young and healthy to benefit the old and unhealthy. If it's decoupled from employment I don't see why an employer would care. Also, why shouldn't we use all information to predict costs and risk?
This whole medical data hoarding might be a "what if" scenario on AI and immortality.