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Ready-made Stripe Checkout for freelancers

wirize.com

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Re: Ready-made Stripe Checkout for freelancers

#41

Post by true_religion »

_rknLA wrote: post #17
epanchin wrote: post #12

Earlier quoted context omitted.

Do you have figures to back up this claim? I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

It is dramatically easier to send someone a bank transfer in Europe (and I'd imagine, the rest of the world) than it is in the US. All you need is the recipient's IBAN (and sometimes BIC, which is usually already in the IBAN), and boom, you can initiate a transfer from your bank to theirs, for free. It blows my mind that banks in the US still haven't figure out how to do this.

Do you really just need one number to initiate transfers in Europe?

US banks do have IBANs, but you still need an account number in order to finish up the process.

Re: Ready-made Stripe Checkout for freelancers

#42

Post by DavideP86 »

dbielik wrote: post #7

Stripe recently launched this feature themselves! https://stripe.com/us/billing You can set up subscriptions/invoices and send a stripe-hosted link (pay.stripe.com) for the customer to enter their billing. And you don't need to do _any_ coding. So, I'm not sure what the benefit of this is over using Stripe directly. Am I missing something?

This is a good question. I will try to align the main differences (in my opinion):

1. Stripe invoice is part of the recurring billing process and isn’t intended for one-time charges. 2. Like other services, Stripe provides a payable invoice, instead, Wirize is a pre-integrated payment checkout. 3. Stripe invoice is available in the US only at the moment, instead, Wirize supports 20+ countries.

Please let me know if you've more questions.

Re: Ready-made Stripe Checkout for freelancers

#43

Post by DavideP86 »

joelrunyon wrote: post #24

"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.

Hi Joelrunyon, Thank you for your comment. Precisely we're still defining our pricing model! In my opinion isn't always correct to ask something if you don't know exactly the value of a product, especially from a customer perspective. Actually, If you use Wirize, you're going to pay just a Stripe fee per transaction, and when there will be a new pricing model, it will be very transparent for the customer.

Re: Ready-made Stripe Checkout for freelancers

#44

Post by DavideP86 »

Cenk wrote: post #6

These services that are layers on top of Stripe really rub me the wrong way. I’m sure it’s useful to many people who want to take credit card payments but don’t know how to code up a Stripe integration themselves, but I really dislike the idea of having another middle-man between the user and Stripe.

Hi Cenk, Thanks for your comment. In order to integrate your own Stripe Checkout, don't you need a website? If so, you're going to have different middle-men like a hosting provider, domain provider, maybe a developer etc.. You're going to pay these services on a monthly basis, and theoretically just to get some payments. It's an alternative, and maybe a lot cheaper and faster than the one above. What do you think?

Re: Ready-made Stripe Checkout for freelancers

#45

Post by DavideP86 »

gregoriol wrote: post #16

The pricing part is insane: "... is totally free till beta." => what does that mean? How could one decide to use the service, without knowing when or how it will be priced?

Hi gregoriol, It means that we're still defining our pricing model, so during in beta the product is Free. Actually, If you use Wirize, you're going to pay just a Stripe fee per transaction, and when there will be a new pricing model, it will be very transparent for the customer.

Re: Ready-made Stripe Checkout for freelancers

#46

Post by DavideP86 »

nik736 wrote: post #5

Something like this will never work in Germany. 99% of business transactions are done via a simple SEPA transfer, which doesn't incur any fees.

Hi Nik, You're totally right about Germany. I'm European too! Within domestic markets, a solution like SEPA is definitively convenient and fast, but from my personal experience, the game is totally different if we talk about international transfers. A bank wire from the UE to the US (for example), has high fixed costs, so it can become pretty uncomfortable and expensive for small and medium transactions. In a real scenario, if you require up to $1000, a tool like Wirize can be cheaper than a traditional bank wire. Please let me know if you've further questions.

Re: Ready-made Stripe Checkout for freelancers

#47

Post by DavideP86 »

the-dude wrote: post #2

How is this different from WooCommerce+Stripe except for another middleman? edit: the beta is free, what will the pricing be?

Hi The-dude, Thank you for asking. If you go with WooCommerce+Stripe, you need a functional website, and you've to install WordPress, WooCommerce and at the end integrate Stripe Checkout. Instead, Wirize is a ready-made tool: You can have your own payment checkout in minutes, without a website or anything required above. What do you think?

Re: Ready-made Stripe Checkout for freelancers

#48

Post by norova »

samb1729 wrote: post #37
WhiteOwlLion wrote: post #34

Earlier quoted context omitted.

i don't know what kind of freelancer you are... but even a non-techie should be able to create their own checkout page using stripe tools. seriously, it is not hard

And yet Stripe decided it was worth the effort to make this easier for people. I doubt they invested engineering hours into an offering that no one asked for or needed.

Just clarifying, this isn't a Stripe product.

Re: Ready-made Stripe Checkout for freelancers

#49

Post by DavideP86 »

h3cate wrote: post #3

What's wrong with a normal bank transfer? Or the many payment apps like pingit?

Hi h3cate, Thanks for your comment. There is nothing wrong with bank transfers, and I use this method myself. As explained in another comment, a bank wire is a great solution for domestic payments, but it can be very expensive for international ones. In a real scenario, if you require up to $1000, a tool like Wirize can be cheaper than a traditional bank wire, because it doesn't have fixed costs, and you pay just a small fee per transaction.

Re: Ready-made Stripe Checkout for freelancers

#50

Post by DavideP86 »

desireco42 wrote: post #11

Stripe checkout is so easy that I find it very few reasons to use services like this. I do appreciate convenience and I am not a person who likes to build everything by itself, but this is not a problem I or many of my friends have. If others feel different, please chime in and explain your situation.

Hi desireco42, Thanks for your comment. The main difference is that if you go with Stripe directly, you need to integrate the checkout on your personal website, and it requires some code skills, and of course a functional website. Instead, Wirize is a ready-built tool (basically you don't need anything I pointed out above). Anyway, you're totally right, Stripe is very easy to use, but if you've just some one-time payment needs, maybe you don't need to set up a website just to integrate a checkout. What do you think?
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