These program will all be illegal at the end of the year anyway, so don't invest much in hacks.
Do you have a source on that? Also, what country?
https://www.provanthealth.com/industry-trends/2018/3/26/what...
"In the fall of 2016, the AARP brought suit on behalf of its members, arguing that the ADA and GINA regulations are inconsistent with Congress’s statutory requirement that employers’ wellness programs be “voluntary.” The AARP argued its members were injured by being forced to pay higher health insurance costs to avoid disclosing personal health information. In the fall of 2017, the U.S. District Court for the District of Columbia granted summary judgment to the AARP, holding that, although the term “voluntary” was ambiguous in the ADA’s and GINA’s statutes, the EEOC’s interpretation of the term was not supported by a reasoned explanation and therefore was not entitled to the Court’s deference."
http://www.psfinc.com/articles/aarp-vs-eeoc-lawsuit-update-s...
"If the current court order stands, wellness programs may not be allowed to tie incentives to wellness programs subject to the ADA or GINA."