Earlier quoted context omitted.
I agree wholeheartedly, and just so you know, once you get out of North America (the USA especially), it's often not like this. There are millions and millions of people out there in their 20s and 30s who work part time and do whatever they want with the other time, because that provides "enough" money for the life they want to live. I personally work roughly 50% time. I work a few years, then a quit and do whatever…
> They don't have a lot of money, but they have "enough" for the life they want and they spend a lot of time surfing Right. and what happens when they get old? how will they ever be able to retire?
Because they are currently living on not a whole lot, they are not going to need a whole lot in retirement either, because they will be accustomed to having less money.
Before you get all uppity about healthcare costs, just remember there is only one developed country on the entire planet where anyone would even think about that. They don't live in it.
As a reference point, I was reading a very detailed write-up of what a single person would spend in retirement per year, and it was more than double what I was living on working full-time as a Software Engineer.