Earlier quoted context omitted.
When you say they had nothing they had nothing or did they have nothing and were also in 'debt'? In my families historical situation the big issue is you're poor because of debts. You can't move because you're stuck in a mortgage or farm loan. You can't go to college because you owe money. You can't better yourself without help from the outside essentially. Imagine owing 2k+ a month but only making 1800 for a few yea…
I can see both points for immigrants it's hard to understand because generally people who immigrate are more enterprising risk taking and willing to find creative ways to change their circumstances.
How poverty changes your mindset
451–460 of 559 posts
Re: How poverty changes your mindset
#452Earlier quoted context omitted.
I saw a great comment on twitter: Thoughts and prayers: the air guitar of helping.
I forgot who it was, but there was a good joke by a comedian on this topic. He was talking about people throwing out that common "we are praying for you" line and he was like "Oh, so you're telling me you're going to sit on the couch and do nothing? Thanks."
Re: How poverty changes your mindset
#453Earlier quoted context omitted.
And it sure is difficult for folks to save when they are working their butts off to pay crazy rent/mortgage and sky high medical/dental so they can stay healthy to work...plus college and grad school loans that got them the low paying job in the first place (although they went to school to have an actual profession which would have covered these expenses but doesn't come close anymore) all in a city where there are s…
No one forced anyone into taking loans or living in places with expensive rent. Just because someone—erm, our whole culture—lied to you and you took the bait, doesn’t mean you’re off the hook. That’s how freedom works. It requires individuals to know, to teach their kids not to take loans from creeps (aka basically all loans), not to believe nonsense mantras like the value of higher education. Just because Barack Oba…
Re: How poverty changes your mindset
#454I love how when this comes up, it's people either saying "Here was my experience when I was poor in the past." or "Here is what I think about economics or the wording of this article." Don't get me wrong, I know what website I'm on. But in all seriousness, is there room for currently poor people in this discussion?
I was homeless for nearly 6 years. I got off the street last September. I am still quite poor. In fact, my bank account currently has zero in it and I don't get paid again until the 1st. I fairly frequently give my opinions on HN about poverty, homelessness, housing, women's issues and the negative impact being female has on my earned income. I try to be judicious and not do it too often. Testifying from firsthand ex…
Re: How poverty changes your mindset
#455Earlier quoted context omitted.
> I am still quite poor. In fact, my bank account currently has zero in it and I don't get paid again until the 1st. Are you OK? Do you need some financial support? Can you afford to eat? I can offer to buy food and have it delivered to you, or a near by shop (or something) if need be.
This is the kind of comment I really hate seeing. It is almost always virtue signaling. People genuinely looking to help have zero problem finding my PayPal account or emailing me. The people who publicly offer assistance usually wind up really pissed off at me if I rudely try to take them up on it. It is gauche of me to take them seriously. They were just trying to look good in public for free. I am supposed to have…
More importantly, people like us need sustainable situations, not a wad of cash that will be gone with next month's expenses and leave us right back where we were. We need to be helped get a base under our feet to grow from as the muddy pit we live in just keeps collapsing, we also need to "learn how to fish" as the saying goes and be reintegrated into the whole. Not have scraps of fish thrown at us, no matter how well meaning the thrower is.
Re: How poverty changes your mindset
#456Earlier quoted context omitted.
> I find the entire thing annoying in the extreme because I have a Patreon account to help fund my blogging and I completely suck at promoting that. > I sincerely appreciate it anytime anyone actually kicks a few bucks my way when I am in crisis. But I would much prefer that people take me seriously, fund my Patreon and/or hire me for paid writing so that bitching about my shit life on the internet can stop being one…
You're angry already. Can you explain what's fueling your indignation?
Re: How poverty changes your mindset
#457Earlier quoted context omitted.
6 month emergency fund? Have you seen how many people in the US are living paycheque to paycheque? I know many people who make six figures who would struggle to meet that requirement. Having grown up as a military brat I know about poor and I know that this kind of self-serving look-down-your-nose "advice" is just rationalization for living well in a society that enables sociopathy
If you can't afford a 6 month e-fund, you can't afford kids. A 6 month e-fund is not even that hard; you have to re-arrange your spending over your lifetime and not even spend less in total over your life. I'm sorry you had to go through that as a kid. My beliefs on this subject are rooted in an empathy and caring for kids who could have had better childhoods if their parents had their shit together a little more.
Having kids when not entirely 100% secure in your future is not necessarily a bad thing, as long as the parents make sure things go okay for the family. But that's hardly the case most of the time, and people over-extend way more than they can conceivably manage/sacrifice-to-handle. That's where family planning should help (by sharing knowledge), not just giving out free birth-control.
People need to be damn sure that they can provide for the kids, or that they will give 110% in order to make it so. But, welfare is sadly pretty-much at a point where it's just paying people en-masse to have children rather than helping people that got into bad situations. That's not moving society forward, or helping the needy; that's creating/breeding generation upon generation of a dependent under-class that will just vote to reinforce said government handouts.
Re: How poverty changes your mindset
#458Earlier quoted context omitted.
Yeah, I totally get this. I have no idea why people want stuff. I have one computer, one phone, one guitar, and so on. If I could own just one set of clothing, I'd be happy with that. It isn't frugality for me, it's just that I can't stand clutter and really, what I consider. I think I missed whatever the definition of having things means.
At some point you own enough things that they own you. You can't do anything without taking all that stuff into consideration. This can make for a difficult situation if you and your partner don't agree. My ideal living situation is an empty house; my wife feels most comfortable surrounded by things.
What a profound statement. Thanks for sharing.
Re: How poverty changes your mindset
#459Earlier quoted context omitted.
You're angry already. Can you explain what's fueling your indignation?
How about offering to help someone and then people acting like you are a bad person? How about that? I've got nothing for or against either poster, but so many assumptions were made about someone who may have been just trying to help. Why is that fair? Why try to help anyone if you're gonna get treated like that?
Re: How poverty changes your mindset
#460Earlier quoted context omitted.
I agree. Was in SF recently and the juxtaposition of extreme wealth and homelessness makes me extremely uncomfortable. I know we have homelessness in the UK but this is just a whole different scale in the US
What are you talking about? Have you never been to London? There are homeless literally everywhere, and London is one of the wealthiest cities in the world. The money in London is much, much older as well, so if anyone should have it "sorted" it should be London.
I live in London currently. There are almost no homeless people. What are you talking about? It's one of the largest city I've been to where I've seen the least amount of poverty.
I'll also say that London is super safe, you'll almost never see crazy people in the streets or public transport. I regularly take the bus or the subway at late hours and I've never seen anyone dangerous or looking for trouble.
You definitely picked the wrong city.