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Cities with Uber Have Lower Rates of Ambulance Usage

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Re: Cities with Uber Have Lower Rates of Ambulance Usage

#151
post #82

I injured myself and needed to go to the ER. The injury wasn't life threatening, but I definitely needed to go to the hospital immediately. I called an Uber. I don't have the time or expertise to do the months of legalese and calculus it would take me to understand my insurance policy, so I have no idea how much an ambulance ride would have cost me. $0? $400? $15000? None of those numbers would surprise me. As best I…

There is pretty much nothing that infuriates me more than the health insurance system. Here is just one example (other than your ambulance example, which is like some trolley-car problem come real): We use "insurance" for routine medical examinations which are supposedly to be done regardless of health. We use "insurance" for YEARLY checkups. The absurdity of this is on par with insuring yourself against getting hung…

It's more like your car warranty paying for an oil change, so they won't have to pay for a seized engine years later.

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#152
post #133

I injured myself and needed to go to the ER. The injury wasn't life threatening, but I definitely needed to go to the hospital immediately. I called an Uber. I don't have the time or expertise to do the months of legalese and calculus it would take me to understand my insurance policy, so I have no idea how much an ambulance ride would have cost me. $0? $400? $15000? None of those numbers would surprise me. As best I…

Why did you need a throwaway for this comment?

[deleted]

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#153
post #82

I injured myself and needed to go to the ER. The injury wasn't life threatening, but I definitely needed to go to the hospital immediately. I called an Uber. I don't have the time or expertise to do the months of legalese and calculus it would take me to understand my insurance policy, so I have no idea how much an ambulance ride would have cost me. $0? $400? $15000? None of those numbers would surprise me. As best I…

There is pretty much nothing that infuriates me more than the health insurance system. Here is just one example (other than your ambulance example, which is like some trolley-car problem come real): We use "insurance" for routine medical examinations which are supposedly to be done regardless of health. We use "insurance" for YEARLY checkups. The absurdity of this is on par with insuring yourself against getting hung…

The health insurance system in the US is about as far away as you can get from capitalism. It's heavily regulated, a cartel, the prices are not transparent, and there is no competition (existing hospitals have to approve new hospitals, etc).

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#154
I'm currently a student in the Bay Area. One of the first thing that my seniors told me here was if you are ever injured or in an accident do not call 911 unless its life threatening as the ambulance bill can bankrupt you. We do have insurance but the system is too complicated and the consequences are the too scary if we don't get reimbursed.

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#155
post #81

Earlier quoted context omitted.

I completely agree, but I don't think it's a winnable fight. I think it's so big and so entangled with everything that the only thing that could ever pry it loose is some kind of fundamentally transformative event that results in the complete dissolution of our entire economy and/or nation. Trying to make any progress through typical political avenues is hopeless. You're casting your vote into an ocean of voters that…

I think this is something where individual US states need to blaze a trail. California passed a (light-on-details) single-payer healthcare bill through the state Senate, though unfortunately the matter has been tabled for now by the Assembly, and funding it would require creative use of Medicare dollars that a) would require federal approval, and b) may not even exist much longer if the GOP gets its way. I agree that…

> [Medicare dollars] may not even exist much longer if the GOP gets its way.

Has the GOP actually suggested eliminating Medicare? That doesn’t seem to be accurate at all.

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#156

Earlier quoted context omitted.

How does your solution solve the problem?

It adds one crucial feature every healthy, functioning market needs: honest feedback. Right now nobody , and I mean literally nobody, makes rational economic decisions for medicine in the US. Neither the hospital, doctor, administrator, insurance company, or patient really has any real idea 1) the cost of the health care being provided 2) the amounts being charged or 3) the dollar amount of benefit gained by the pati…

Not entirely true..

https://surgerycenterok.com

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#157
post #82

Earlier quoted context omitted.

There is pretty much nothing that infuriates me more than the health insurance system. Here is just one example (other than your ambulance example, which is like some trolley-car problem come real): We use "insurance" for routine medical examinations which are supposedly to be done regardless of health. We use "insurance" for YEARLY checkups. The absurdity of this is on par with insuring yourself against getting hung…

Insurance should be used for what it is — an financial instrument to protect against unforeseen and catastrophic financial loss. Car insurance doesn’t pay for tires or oil while it could be argued that bad tires increase the risk of accident. However tires and oil are an inextricable requirements to owning a car. This idea that health care should be paid for by someone else has always puzzled me. It’s the equivalent…

> Health care costs have spiraled out of control because of the detachment of who is paying from who is receiving the service — much like higher education.

No, they have spiralled out of control because health care is something where no real market can exists, so you need good regulation (which the USA doesn't have). If you have an urgent and life-threatening health problem you can't shop around for a cheaper hospital or decide to go to none at all if the alternative is death. So they can charge whatever they want if there is no regulation.

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#158
post #82

Earlier quoted context omitted.

There is pretty much nothing that infuriates me more than the health insurance system. Here is just one example (other than your ambulance example, which is like some trolley-car problem come real): We use "insurance" for routine medical examinations which are supposedly to be done regardless of health. We use "insurance" for YEARLY checkups. The absurdity of this is on par with insuring yourself against getting hung…

Insurance should be used for what it is — an financial instrument to protect against unforeseen and catastrophic financial loss. Car insurance doesn’t pay for tires or oil while it could be argued that bad tires increase the risk of accident. However tires and oil are an inextricable requirements to owning a car. This idea that health care should be paid for by someone else has always puzzled me. It’s the equivalent…

This is naive voice of someone who has never needed an effective healthcare system or faced many of the challenges that many do, such as chronic problems, unemployment etc.

What happens if it was your brother or sister dying? Not paying for them! Nice chap.

Healthcare costs are high because of lack of regulation and the ability for private enterprises to set costs. Profitability is not ethical when it comes to doing no harm. I’m sorry I can’t treat you, you can’t afford that option.

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#159
post #82

Earlier quoted context omitted.

There is pretty much nothing that infuriates me more than the health insurance system. Here is just one example (other than your ambulance example, which is like some trolley-car problem come real): We use "insurance" for routine medical examinations which are supposedly to be done regardless of health. We use "insurance" for YEARLY checkups. The absurdity of this is on par with insuring yourself against getting hung…

Insurance should be used for what it is — an financial instrument to protect against unforeseen and catastrophic financial loss. Car insurance doesn’t pay for tires or oil while it could be argued that bad tires increase the risk of accident. However tires and oil are an inextricable requirements to owning a car. This idea that health care should be paid for by someone else has always puzzled me. It’s the equivalent…

It’s simply not true. In the 4 countries I have lived in, the US was the only one with very expensive heathcare, and in the other 3, which all have what Anericans call socialized medicine, healthcare was even more detached, but much cheaper.

Re: Cities with Uber Have Lower Rates of Ambulance Usage

#160

I injured myself and needed to go to the ER. The injury wasn't life threatening, but I definitely needed to go to the hospital immediately. I called an Uber. I don't have the time or expertise to do the months of legalese and calculus it would take me to understand my insurance policy, so I have no idea how much an ambulance ride would have cost me. $0? $400? $15000? None of those numbers would surprise me. As best I…

Yeah, never moving to America. Never. I value my life more than that. In Estonia (and I'd imagine most of Europe), the ambulance ride is free (unless you prank call them, then you get a fine). The healthcare is free (paid by your employer), doesn't matter how badly you're injured. The only thing that's not free is dental care, but you can insure that, so you pay a monthly fee and they cover the actual cost if something happens. And no, it's not a made-up number.
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