I've been meaning to write about this one day. There are some things that change. For example, you learn to distinguish problems that can be solved with money from those that can't. You can buy your way out of a lot of schleps. Life doesn't get an order of magnitude more enjoyable, because you still can't buy your way out of the most serious types of problems, but a lot of annoyances are removed. The best part is wha…
What kind of schleps have you bought yourself out of? If you prefer a less personal question, what kind of schleps could one buy oneself out of?
1) Shopping. For a few extra bucks, most large grocery stores will deliver.
2) Laundry. Pay a service to pick up / clean / drop off your clothes.
3) Travel. For long distances, fly first class (far more comfortable), or charter a plane (no TSA experience!). For in-city, take a cab.
4) Dining. Not in the mood to cook? Eat out whenever you want.
5) Taxes. Pay someone else.
6) Housecleaning. Hire a service.
7) If you want to get marginally obnoxious about it...never wait in line again. Just carry a big wad of cash and, if you find yourself stuck at the back of a long line, go to each person in turn and say: "I'll give you $50 (or whatever) for your place in line."
Then of course there are opportunities that aren't available until you have FU money:
1) Travel. A lot. To exotic places that you could not otherwise afford.
2) Invest your money better. Many financial instruments (e.g. hedge funds) are available only to rich people; normal folks cannot invest in them, which means they cannot achieve the same level of returns. This is one of the reasons the rich / poor gap keeps increasing.
3) Live in whatever neighborhood you want.
4) If you have really serious FU money, pay your local telecom to sling an OC-3 line into your house, even if it means paying off the city to dig up the street.