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Ask HN: Potentially Moving to SF / SV with a Family

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Re: Ask HN: Potentially Moving to SF / SV with a Family

#11

You will be accepting a decline in quality of life to move to SF for work (increase in salary is not congruent with your increased expenses), and must decide if its worth it. I'd suggest looking for full stack remote jobs where you'll make $100k-130k/year while remaining in Ohio (if thats where you want to live). Leaving a support system/family behind if you have a child (and considering another child) is not trivial…

I've been leaning toward that perspective recently.

I actually had a remote job in the pipeline but they ended up not being able to pay a commensurate salary or benefits (i.e. it was a significant pay cut from what I'm making now).

At least this process has got me back to studying data structures and algorithms again, so perhaps I can interview at Google Pittsburgh again and try for a better outcome this time. Any tips for finding a good remote position?

Re: Ask HN: Potentially Moving to SF / SV with a Family

#13
> could expect around $130k - $150k

I make that working remotely from Michigan for a company on the east coast. Costs and stress in SF will likely be substantial. I know, I went to college in the bay area.

> Renting seems in the $3K+ range for a two bedroom

Thats like half your monthly paycheck, no? Doesnt sound safe.

Unless your wife also got an offer making a comparable amount there is no way it would be worth it. I say this as someone that loves visiting Northern CA.

You should switch to remote and leverage your skills to make at least 120k. Enjoy the good life in the Midwest and travel.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#14
If savings is your goal I wouldn't do it...

Just the difference in your housing costs (about 30k after taxes) wipe out your salary increase. On top of that it sounds like you'd be losing a 2nd income as well by moving so it looks like a net loss. On top of that other things in the area are going to be some what more costly.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#15

Single income with a kid in the Bay is not going to be luxurious, you'll want to prep for some cuts in lifestyle if you were used to nice things. That 150k gets decimated by taxes real quick, + the 4k for a 2 bedroom which will have to be further away from most of the "sexier" spots where it will cost a lot more, hence more commuting. E.g. you're taking home 90k after taxes, minus 50k for housing, that leaves 40k for…

I would love a remote gig, assuming it was as an FTE with benefits (healthcare being important for family and all). My wife's company cannot afford to provide any benefits whatsoever.

It just seems like recently, the move is toward in-office employment with little to no work from home. I've talked to a handful of companies I'd love to work with, but I'd be willing to bet that they would all balk at remote employment.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#16

You will be accepting a decline in quality of life to move to SF for work (increase in salary is not congruent with your increased expenses), and must decide if its worth it. I'd suggest looking for full stack remote jobs where you'll make $100k-130k/year while remaining in Ohio (if thats where you want to live). Leaving a support system/family behind if you have a child (and considering another child) is not trivial…

I've been leaning toward that perspective recently. I actually had a remote job in the pipeline but they ended up not being able to pay a commensurate salary or benefits (i.e. it was a significant pay cut from what I'm making now). At least this process has got me back to studying data structures and algorithms again, so perhaps I can interview at Google Pittsburgh again and try for a better outcome this time. Any ti…

> Any tips for finding a good remote position?

Always be looking, and don't relax your criteria (compensation, work/life balance) because its remote.

Just because a position is advertised as on site doesn't mean you can't negotiate it to be remote.

Here are some remote job resources I keep bookmarked:

https://remotebase.io/

https://github.com/lukasz-madon/awesome-remote-job

https://remoteok.io/

https://weworkremotely.com/

https://stackoverflow.com/jobs/remote-developer-jobs

https://www.wfh.io/

https://jobmote.com/

Salary negotiation cheat sheet: http://salarytutor.com/wp-content/uploads/2015/08/Salary-Tut...

Re: Ask HN: Potentially Moving to SF / SV with a Family

#17
It's definitely possible to live a middle-class lifestyle with a $150k/year salary in SV, although you'll likely have to give up some comforts you may be used to (and also remember taxes are much higher in CA). Would your wife consider working once you move? $180-200k of household income is much more livable.

The biggest thing you might want to consider that you may not be thinking about is the lifestyle difference. The weather is mild year-long here, which means not having to deal with Ohio winters. If you like outdoorsey stuff, hiking/camping/etc are huge here, and it's a day's drive to ski resorts. You'll need to own a car here, but depending on where you live you may be able to take public transport to work, and towns are very biking-accessible.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#18
School district homes in SV (3b 2b 1300sqft+) are in the 1.5M range or higher near the top employers in the Peninsula. If you're ok accepting a 40min+ commute, the cost reduces to about 900K Townhome + HOA in a good school district.

A family of 4 in the bay area with household income at $105350 is low income (http://www.mercurynews.com/2017/04/22/in-costly-bay-area-eve...). At 150K you'll be living in rented accommodations with $3K - $3500 in rent per month.

If you consider that your wife will start working, please be aware that daycare starts at about $1.5K++ per month (it might be advantageous for your wife to be a stay at home mom below a certain salary level).

I would recommend targeting a 200K+ total household income for this to work for you.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#19

It's definitely possible to live a middle-class lifestyle with a $150k/year salary in SV, although you'll likely have to give up some comforts you may be used to (and also remember taxes are much higher in CA). Would your wife consider working once you move? $180-200k of household income is much more livable. The biggest thing you might want to consider that you may not be thinking about is the lifestyle difference.…

My wife doesn't have much in the way of skills, and I fully acknowledge that childcare would consume most / all of her income if she was working (that was in my post originally but I had to cut it down to get under the 2K character limit).

The weather does sound really nice, and we own our two Priuses outright. It's sounding really unaffordable though.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#20

You will be accepting a decline in quality of life to move to SF for work (increase in salary is not congruent with your increased expenses), and must decide if its worth it. I'd suggest looking for full stack remote jobs where you'll make $100k-130k/year while remaining in Ohio (if thats where you want to live). Leaving a support system/family behind if you have a child (and considering another child) is not trivial…

As an SF resident of ~5 years, I agree with this.

$130k - $150k isn't really big money around here. You'll be able to live, but I suspect that you'll start to feel pretty quickly that your quality of life has been overall compromised since leaving Ohio. Real estate is the biggest expense — a $3k apartment won't even be a nice one, but you'll feel it everywhere — expensive meals, goods, lots of taxes, etc.

Long term prospects for property aren't great either. Property prices have been trending for a while in only one direction (straight up) and properties that would be considered very modestly nice in other cities are easy $1M+ in and around SF. Real estate agents play bidding games so everything goes for well above listing prices. NIMBY practices and regressive taxation laws (Prop 13) guarantee this isn't going to be fixed anytime soon.

As someone with a daughter, it's also worth considering that the public schooling system is in a pretty bad state. It seems that almost everyone will either use private if they can afford it, or move out to Marin or the South Bay so that their kids can go to a functional school. Don't take my word for it though, I have lots of anecdotes, but have never needed to seriously look into it, so do your own research.

Another big factor to consider is just the city itself, and how nice it is to be here. A combination of huge wealth disparity, unaffordable real estate/rent, poor treatment for the mentally ill, and moderate weather means that the number of deranged people that you'll meet on the streets and public transportation is way above average. Property crime is essentially rampant at this point (mostly in the form of smashed car windows and bike theft), and the police force is quite ineffective, so I don't expect that to go anywhere but up. If you're a reasonably sized guy it's all mostly tolerable (in that you don't really fear for your well being), but I'm not sure it's an environment that I'd want to raise children in. As far as I can tell, a lot of other industry workers just seem to take Uber/Lyft everywhere to avoid it.

All that said — SF is a fun city, and the nature around it is beautiful. It's one of the very few walkable/bikable cities in North America, which is great. As a tech person, it's also neat to be right in the thick of things.

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