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Ask HN: Potentially Moving to SF / SV with a Family

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Ask HN: Potentially Moving to SF / SV with a Family

#1
Hi folks,

I could use some advice. A few weeks ago, I did the Triplebyte quiz on a whim, later did their interview, and now I'm talking to companies in Silicon Valley / San Francisco about potentially interviewing with them. If you're unfamiliar with Triplebyte, they do their own candidate vetting, with the promise that if you pass their process, you can go directly to a final interview at their client companies (typically early- to mid-stage startups, many YC graduates) who are located almost entirely in California or NYC. (Triplebyte has been great, by the way, and I highly advise trying them out if you're looking for a new position.[1])

I currently live in Ohio with my wife and infant daughter. She has a fairly low income job (non-profit), and if we moved to California, she would be a stay-at-home mom. We own a three bedroom house here. I make roughly $85K as a full stack developer for a startup here for whom I've worked for a few years.

I'm going to be at the point soon where I need to pick the companies with whom I'll interview. The expenses of living in a SF / SV suburb are scaring me. Renting seems in the $3K+ range for a two bedroom (which would be the minimum since we have a daughter... may try for another child later). By comparison, my mortgage is ~$850 / mo.

We're relatively frugal and ideally want to get to a point where we can be financially independent, so savings rate is important. We would also want to find a decent school district for when my daughter starts school. Also, we would be moving away from my wife's family, which would require her to fly up fairly frequently so our daughter could see her grandparents.

Basically I'm trying to figure out if I'm crazy for even considering this, and if there is a way to make it work. Triplebyte has said I'm probably mid- to senior-level and could expect around $130k - $150k.

What are your thoughts?

1. Triplebyte referral link: https://triplebyte.com/iv/afyYdFu/cp ($1500 for both if you get a job through them.)

Re: Ask HN: Potentially Moving to SF / SV with a Family

#3
You will be accepting a decline in quality of life to move to SF for work (increase in salary is not congruent with your increased expenses), and must decide if its worth it.

I'd suggest looking for full stack remote jobs where you'll make $100k-130k/year while remaining in Ohio (if thats where you want to live). Leaving a support system/family behind if you have a child (and considering another child) is not trivial.

Work remote, live better, visit SF once or twice a year for conferences to network and mingle.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#4
Did this calculation a few years back, and living in the Bay Area on one salary (possibly plus a non-engineer salary) looked financially impossible. I'd definitely recommend taking a trip out there and looking carefully at what your life would be like there. Among other things, note that living in a house there is impossible until/unless you win the IPO lottery.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#6
Moving to SF/SV sounds fun, until you look at the quality of life. If you're hellbent on going this route, IMO you should possibly consider the NYC route and live in NJ. Your prices will be high as well, but the quality of life is much better. You can easily commute into NYC via train and then get back to NJ and have some ability to have a "normal life" without being in the city.

That said, there are other options. Look at WeWorkRemotely.com and RemoteOk.io for remote jobs. Get a good job, work remotely and have a good quality of life.

I almost went down the SF/SV route many times. Each time I ran the pros/cons and SF/SV has the worse return on life value for a family, IMO than almost anywhere. I've worked remotely for nearly 9 years and love this life. No commuting. Just my .02.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#7

This subject could be easier to address than you might imagine. Moving away from your wife's family is a big sacrifice for her. Is there any advantage to this move besides money?

I totally agree with ytNumbers, family and support systems make a huge difference in quality of life. If your wife needs to run out to do an errand without your daughter, she can call family today. That won't be available in the Bay Area, and you'll wind up paying someone (not to mention finding said someone).

Also, you should look into Cost of Living calculators. They will take into account your new salary, cost of living (rent, food, gas, etc.) compared to your current salary. http://www.bestplaces.net/cost-of-living/

Smaller living space and more traffic are two downsides to the Bay Area. The weather is probably nicer, though, so any outdoor living space can be more utilized.

Personally, I have allergies. That would also be a consideration when moving. Can you take a few weeks trip out with everyone to see if there are any problems (or if existing problems go away)?

Re: Ask HN: Potentially Moving to SF / SV with a Family

#8

You will be accepting a decline in quality of life to move to SF for work (increase in salary is not congruent with your increased expenses), and must decide if its worth it. I'd suggest looking for full stack remote jobs where you'll make $100k-130k/year while remaining in Ohio (if thats where you want to live). Leaving a support system/family behind if you have a child (and considering another child) is not trivial…

> Leaving a support system/family behind if you have a child (and considering another child) is not trivial.

So much this. Soooo much.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#9
The additional money would not buy you an equivalent quality of life. It's that simple

In addition to the increase in money not being enough to buy you an equivalent quality of life you will be living in a completely different culture. This will wear on not only you but your wife. You really don't want to be turning your life upside down and ditching your connections/support network at this point in your life.

SV, NYC, and similar are places where you go to make money. They are not places you go to settle down.

Re: Ask HN: Potentially Moving to SF / SV with a Family

#10
Single income with a kid in the Bay is not going to be luxurious, you'll want to prep for some cuts in lifestyle if you were used to nice things. That 150k gets decimated by taxes real quick, + the 4k for a 2 bedroom which will have to be further away from most of the "sexier" spots where it will cost a lot more, hence more commuting.

E.g. you're taking home 90k after taxes, minus 50k for housing, that leaves 40k for you + wife + kid. Yes, you're not going to be starving, but you won't be living large either.

Can you consider a remote gig with a SV company? You would stay in Ohio, get a big bump to your current income stream, the wife and kids would not have to move anywhere etc. You'll just have to fly into to the Bay once in a while to spend time with the team, otherwise you'll be fine.

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