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Apple in talks with Aetna to bring Apple Watch to millions of customers

techcrunch.com

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Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#21

Post by tgb »

LaGrange wrote: post #13
TheSpiceIsLife wrote: post #10

Earlier quoted context omitted.

But why not. If you're sitting up all night drinking energy drinks and smoking cigarettes while Uber drops off more McDonalds while I'm out running, working out, stretching regularly... Why should I subsidise your insurance?

If I'm sitting at home, avoiding skin cancer and excessive wear & tear, while you're running around ruining your joints and breathing car exhaust... ...why should I subsidise _your_ insurance? (really, America is so weird. Even in our rather terrible non-single-payer insurance system it would be illegal to base premiums on lifestyle. Insurance cost is decided by law, you may buy some extras, the end).

I don't think your parenthetical remark is at all correct: I've received insurance reimbursements for going to the gym X number of times in the US.

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#22

Post by tonyedgecombe »

snarf21 wrote: post #9
jeron wrote: post #7

Earlier quoted context omitted.

honestly I'd support a program where the more you work out the lower your insurance premiums would be. Pretty hard to cheat workouts with Apple Watch when it has a heart rate sensor and all that.

It isn't a horrible idea in the abstract but it seems likely sex would trigger data similar to most workouts. Also, there are people who eat healthy but don't have time for the gym. Conversely people who go to the gym everyday but mostly to try to burn up their Big Mac combo meal. From an insurance standpoint, I think HA1C is the only measure we could like use. Things like BMI, etc. are too varied based on genetics.

it seems likely sex would trigger data similar to most workouts

Marketers would have a field day with that data.

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#23

Post by zimpenfish »

pawadu wrote: post #17
melling wrote: post #16

Earlier quoted context omitted.

Apple Watch sales are up 50% https://techcrunch.com/2017/08/01/apple-watch-sales-up-over-... I’d say they are simply trying to grow their market.

Yet Apple is #3 after Xiaomi and fitbit, with more Asian companies closing in. I think Apple needs this deal more than they admit.

Presumably that's #3 in "market share" or "units sold" (assuming both Xiaomi and Fitbit accurately report the latter) and not "profit"?

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#24

Post by the-dude »

zimpenfish wrote: post #6
pawadu wrote: post #4

"Aetna now reportedly has ambitions to offer it to a wider field — adding large swaths of new health data to pull from and giving the health insurance company insight into the activities of its customers." Oh God no!

It'll be opt-in and this isn't a new thing - there's several UK insurers that'll give you discounts and bonuses for life insurance if you log workouts with their apps. This just makes it easier for both sides.

Until it becomes so ubiquitous it will be suspicious if you don't opt in.

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#25

Post by maxerickson »

jeron wrote: post #7
zimpenfish wrote: post #6

Earlier quoted context omitted.

It'll be opt-in and this isn't a new thing - there's several UK insurers that'll give you discounts and bonuses for life insurance if you log workouts with their apps. This just makes it easier for both sides.

honestly I'd support a program where the more you work out the lower your insurance premiums would be. Pretty hard to cheat workouts with Apple Watch when it has a heart rate sensor and all that.

It's super easy. Strap it to someone else.

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#26

Post by Noos »

jeron wrote: post #7
zimpenfish wrote: post #6

Earlier quoted context omitted.

It'll be opt-in and this isn't a new thing - there's several UK insurers that'll give you discounts and bonuses for life insurance if you log workouts with their apps. This just makes it easier for both sides.

honestly I'd support a program where the more you work out the lower your insurance premiums would be. Pretty hard to cheat workouts with Apple Watch when it has a heart rate sensor and all that.

You're okay with corporations having extremely intrusive tools to track your behavior and control it through price for their own benefit?

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#27

Post by drewg123 »

maxerickson wrote: post #25
jeron wrote: post #7

Earlier quoted context omitted.

honestly I'd support a program where the more you work out the lower your insurance premiums would be. Pretty hard to cheat workouts with Apple Watch when it has a heart rate sensor and all that.

It's super easy. Strap it to someone else.

Or to a machine, like Howard did on the Big Bang Theory:

https://www.youtube.com/watch?v=PnTXqqCVaSI

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#28

Post by brlewis »

melling wrote: post #16
sverige wrote: post #15

Earlier quoted context omitted.

For a while, the story was that watches were going to take over the world. Now, the story is that the overstock has to be got rid of somehow.

Apple Watch sales are up 50% https://techcrunch.com/2017/08/01/apple-watch-sales-up-over-... I’d say they are simply trying to grow their market.

"Now, the story is that the overstock has to be got rid of somehow." "Apple Watch sales are up 50%"

These two statements are not in opposition if lots of watches are selling at a deep discount. When I google "apple watch amazon" the top link is a used model, second is a discounted series 1.

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#29

Post by [deleted] »

Noos wrote: post #26
jeron wrote: post #7

Earlier quoted context omitted.

honestly I'd support a program where the more you work out the lower your insurance premiums would be. Pretty hard to cheat workouts with Apple Watch when it has a heart rate sensor and all that.

You're okay with corporations having extremely intrusive tools to track your behavior and control it through price for their own benefit?

[deleted]

Re: Apple in talks with Aetna to bring Apple Watch to millions of customers

#30

Post by brlewis »

drewg123 wrote: post #27
maxerickson wrote: post #25

Earlier quoted context omitted.

It's super easy. Strap it to someone else.

Or to a machine, like Howard did on the Big Bang Theory: https://www.youtube.com/watch?v=PnTXqqCVaSI

True for current exercise tracking. I don't know about the future "large swaths of new health data" though.
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