161–170 of 387 posts
Earlier quoted context omitted.
It does. (European, lived 8 years in the US in 2 installments of 4 years each).
In what way? Is small, easy P2P payments a solved problem in Europe?
Young millennial male, every single person I know uses Venmo. IMO this article largely misses the point of the app. It's replaced cash/checks is all, it's not some huge social upheaval in the way we use money that needs to be analyzed. In my experience it's rarely used for splitting bills for dinner or picking up bar tabs (I can't remember the last time I went somewhere that wasn't able to split the bill on their end…
In my experience, many restaurants have a limit on how many ways they can split the bill, usually 2-4, so for larger groups venmo is an easy way to solve the issue. And there certainly are some restaurants that don't split at all (seems to be a regional thing).
Young millennial male, every single person I know uses Venmo. IMO this article largely misses the point of the app. It's replaced cash/checks is all, it's not some huge social upheaval in the way we use money that needs to be analyzed. In my experience it's rarely used for splitting bills for dinner or picking up bar tabs (I can't remember the last time I went somewhere that wasn't able to split the bill on their end…
I got my landlord onto Venmo to pay utilities. She wanted a check slipped under her door. That wasn't happening. Now she just requests the amount every month and all I have to do is tap "Pay".
I had a landlord who wanted paid by check... I was able to set up an online bill pay with my credit union that automatically mailed out a physical check each month.
I was happy because I could automate it like I did my other bills, she was happy because she didn't have to pay credit card processing fees.
Earlier quoted context omitted.
I can do bank transfers from my bank, but I feel awkward saying, "hey, can I get your routing and account number?" Even if I didn't feel awkward, with Venmo and Square Cash, I have all the information I need if either we're FB friends or have their email address.
>Even if I didn't feel awkward, with Venmo and Square Cash, I have all the information I need if either we're FB friends or have their email address. Unless you want to send money to someone who isn't using those services.
I just found that when I would try to send electronic checks here, people got weird about handing over their routing and account numbers. Sometimes I would even say, "You know, the numbers that are on every check you've ever issued." Didn't matter, there was still some weirdness about it.
That's definitely part of why I like Venmo and Square Cash. It's much closer to a unilateral transaction.
Young millennial male, every single person I know uses Venmo. IMO this article largely misses the point of the app. It's replaced cash/checks is all, it's not some huge social upheaval in the way we use money that needs to be analyzed. In my experience it's rarely used for splitting bills for dinner or picking up bar tabs (I can't remember the last time I went somewhere that wasn't able to split the bill on their end…
"every single person I know uses Venmo" How does that happen. I don't know a single person who uses Venmo. Not one. I know a lot of people and I work in Tech.
Young millennial male, every single person I know uses Venmo. IMO this article largely misses the point of the app. It's replaced cash/checks is all, it's not some huge social upheaval in the way we use money that needs to be analyzed. In my experience it's rarely used for splitting bills for dinner or picking up bar tabs (I can't remember the last time I went somewhere that wasn't able to split the bill on their end…
I do live in the UK where interbank transfer of cash is almost instant and free of charge, so the need for it is rather less, I suspect.
Maybe its because I live in a semi-rural part of the Midwest, but I've never even heard of Venmo. > Ms. Pennoyer agreed and recalled childhood taxi rides, when two adults would fight to treat the other That still happens around here. (Well, we don't really have many Taxis around here, but it happens with meals at restaurants and such. I can recall occasions not too long ago where friends and I would all try and sneak…
(I also find keeping my entertainment budget "cash only" really helps me think critically about what I want to buy)
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>Young millennial male, every single person I know uses Venmo. Young millennial male, I'd never heard of this thing until now. These things tend to be emblematic of poor local banking infrastructure. This reminds me a lot of echocash[1]. [1] https://www.econet.co.zw/ecocash/
Would you not consider PayPal one of these things? Definitely Square Cash. What's an example of local banking infrastructure that helps alleviate the problem of needing to pay people money with ease? I'm not even sure how it works on my Huntington mobile app. I know I could do it fairly painlessly with Simple bank. Except it's really only easy if they're a Simple user I think. Otherwise I'll need to get their physica…
Interac solved the P2P payments problem for every social group that I'm in there.
Young millennial male, every single person I know uses Venmo. IMO this article largely misses the point of the app. It's replaced cash/checks is all, it's not some huge social upheaval in the way we use money that needs to be analyzed. In my experience it's rarely used for splitting bills for dinner or picking up bar tabs (I can't remember the last time I went somewhere that wasn't able to split the bill on their end…
In my experience, many restaurants have a limit on how many ways they can split the bill, usually 2-4, so for larger groups venmo is an easy way to solve the issue. And there certainly are some restaurants that don't split at all (seems to be a regional thing).
Earlier quoted context omitted.
In my experience, many restaurants have a limit on how many ways they can split the bill, usually 2-4, so for larger groups venmo is an easy way to solve the issue. And there certainly are some restaurants that don't split at all (seems to be a regional thing).
>"In my experience, many restaurants have a limit on how many ways they can split the bill," That limit is artificially imposed though isn't? I also think this is mostly an American thing because its perceived as a "hassle" which is ironic because they're being tipped for their "service" in the US. In Sweden I noticed for instance instance you can get a meal with a group of 10 people and at the end of the meal the se…
Back in Slovenia bill splitting doesn't exist. To me it's a completely American thing. The best they can do in Slovenia is charge everyone individually for their items, but that's not really bill splitting.