161–170 of 428 posts
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Live on the other side of a subway or commuter train line. New Jersey, Brooklyn, Queens, that sort of thing.
> Brooklyn Hahahahahahahaha, good one. Maybe you're in some alternate dimension Brooklyn, but the one I live in is full on crazygonuts expensive.
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We moved to Utah where the tech scene is actually quite strong, and the cost of living is significantly less. We bought an 8k sq ft house for the price of many 1,500 sq ft town homes we had been putting offers in on in California. It can be such a rat race down there, it is refreshing to remember that it doesn't have to be that way. Life exists outside of The Valley, and it happens to be a pretty darn good one (and a…
What's the power bill? I have considered doing the same but seems like you almost have to buy a house that big or live in a non-desirable area.
I don't know much about SF salaries, but in NYC, 100K is really middle class. With enrage rent at 2k/mo, salaries have to be high in order to keep up with cost of living. Everyone makes a huge deal about the number but shouldn't it be more of a ratio? Like the cost of living to base salary? That should be a better statistic to judge quality of life.
The median annual family income (for a whole family including all earners) is 50k. 100k for a family is in the top 20% of NYC.
I believe there is a great disparity in NYC between Section 8 housing and regular, rent stabilized, apartments.
Section 8 brings down family income median as the housing is very affordable but cannot be classified as desirable by most standards.
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Are you a minority race and if so would you say that Utah is friendly to non-whites ?
I am not a minority race, but Utah is becoming quite diverse. My personal opinion is that it is a welcoming place and is a great place for families to raise their children.
> Utah is becoming quite diverse
Was curious about this, as it didn't seem to fit my limited observation from my last few trips to Utah (which is again, a lovely place). The Census bureau government says Utah is >91% "white only":
https://www.census.gov/quickfacts/table/PST045216/49
Which is likely more diverse than Utah was in the past, but could not be fairly compared to California as "quite diverse" given the same number for California is 73%:
Wow, this resonates with me. In 2013 my wife and I were living in the Bay Area and had just welcomed our third child into the family. I was making 105k/yr at Apple (which seemed like a ton at the time!) but I felt like I was saving very little of that. I was approached on LinkedIn to take a job with matching pay but that was fully remote. I could live anywhere I wanted in the entire country. I jumped at the chance an…
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To me it's just a poorly pulled espresso with a ton of sugar...
Not sure the down votes because you just perfectly described a bad colada. But there is hope they can be delicious, it's the only coffee I drink, and I even wanted to bring Cuban coffee in a can to market cubanshot.weebly.com of course months after contacting coffee canners Starbucks came out with their doubleshot cubano which is terrible. Basically the difference between a real/good colada and what you described is…
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Well to really answer the question we have to define what we mean by "middle-class," which is often deliberately left so nebulous that it covers practically everyone besides the homeless and the stratospherically wealthy.
You also have to define "NYC"; this includes outer boroughs like the Bronx where incomes and rents are MUCH lower. If you restrict yourself to Manhattan or a couple outlying areas in Brooklyn/Queens that are considered desirable, the numbers change quite dramatically.
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> around £400k which should be comfortably affordable to someone on 70k The mortgage on that will be using up around half of your income. That's insane.
Assuming a 60k deposit (so 340k mortage), you could get a 2 year fixed mortgage at 1.53% so your repayments will be £1,178.31. £70k post-tax is around £48k so £4k/month so the mortgage will take around 30% of your take-home pay which is a fairly standard ratio.
Why would a young professional person want to live anywhere where earning 100k + is not enough when they could live in quite a few other states and earn a 100k + enjoying a cost of living that is 1/3 of what it is in SF or NYC? My wife and I both make well into the 6 figures working at boring corporations enjoying a lifestyle where we would have to earn the equivalent of 7 figures in the Bay Area or NYC. There are a…
Why would a young professional person want to live anywhere where earning 100k + is not enough when they could live in quite a few other states and earn a 100k + enjoying a cost of living that is 1/3 of what it is in SF or NYC? My wife and I both make well into the 6 figures working at boring corporations enjoying a lifestyle where we would have to earn the equivalent of 7 figures in the Bay Area or NYC. There are a…