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Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

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211–220 of 256 posts

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#211

I've had the misfortune to be present for an in-person demo of a verification service nearly a decade ago. It involved those relationship questions ("Which one of the following people have you not lived with in the last 5 years?") that are incredibly creepy. I was shocked that they had so much data on me -- I have no debt, no credit cards, no house, no car, no bills, and I had always entered informal rent agreements…

Good to know. Let's all start ordering pizza's, etc under random other names. Create a haystack to hide the needle.

A better strat would be if we all agreed on a single name for everyone to use.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#212
post #153

Earlier quoted context omitted.

> I found a data broker who had my info. How...? Or do you just mean sites like InstanCheckmate themeselves? > They offered a way to "correct" the record, so I added a car that I don't own That's amazing! They didn't need proof? How did you convince them? Is this legal?

Is this legal? IANAL That said, fraud is usually defined as " An intentional misrepresentation of material existing fact made by one person to another with knowledge of its falsity and for the purpose of inducing the other person to act, and upon which the other person relies with resulting injury or damage. " So, in order for such misinformation to be illegal, the data broker needs only to demonstrate injury or dama…

That makes no sense, unless there's a contract, or at least a business relationship.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#213

Earlier quoted context omitted.

>the USPS has a detailed process for formally putting a company on notice for mailing someone who has specifically unsubscribed, and that process ends in massive fines for continued mailing to that person. I read a report of someone doing that to stop receiving persistent Dell catalogs.) I would love to learn this process! I've repeatedly asked for a certain mailing to stop and it hasn't ceased.

I'd rather see much larger bulk rates via the USPS for something like "environmental impact". For example, I'm currently getting no less than 3 letters per week from Spectrum (formerly TWC) promoting their new triple-play plans. I drop all of them in the recycling bin. I couldn't care less about their bottom line, but I do care about the environmental impact. At 3x per week, it probably costs them around USD$0.80/wee…

Why does this happen? Is there some subcontractor who just bills by the piece so they don't care about de-duping the idiotic mailmerge that has 5 entries for each entity I'm affiliated with?

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#214

I've had the misfortune to be present for an in-person demo of a verification service nearly a decade ago. It involved those relationship questions ("Which one of the following people have you not lived with in the last 5 years?") that are incredibly creepy. I was shocked that they had so much data on me -- I have no debt, no credit cards, no house, no car, no bills, and I had always entered informal rent agreements…

Do we forget that not long ago everyone's name, address, and phone number was published in the phone book (unless you paid extra for an unlisted number), and hospital admissions were published in the daily newspaper. It used to be unremarkable, and now people shriek "privacy!!" when it's discovered that some mundane detail about their life is not a closely held secret.

Wait hospital admissions? Really, why?

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#215

Last year I was getting constant calls and snail mail about buying an extended car warranty on a car that I no longer own. I asked the place where I bought my car if they sell that information and they claimed not to. So where do these sleazy companies get that data? The DMV? This year, I'm getting two or three calls every week about a buying a home security system and monitoring. I don't understand why these calls a…

The "home security system" calls could be social engineering to find out if your home is protected or not. Just by listening to what they say and not saying you already have one is enough to tell the caller what they want to know.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#216
post #211

Earlier quoted context omitted.

Good to know. Let's all start ordering pizza's, etc under random other names. Create a haystack to hide the needle.

A better strat would be if we all agreed on a single name for everyone to use.

I propose Null or Drop Table.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#217

Earlier quoted context omitted.

Do we forget that not long ago everyone's name, address, and phone number was published in the phone book (unless you paid extra for an unlisted number), and hospital admissions were published in the daily newspaper. It used to be unremarkable, and now people shriek "privacy!!" when it's discovered that some mundane detail about their life is not a closely held secret.

No we don't forget. Those systems were analog and could only be scaled to a certain extent, after which you ran into management overhead. So in the example given by the OP, dominoes would not be updating your name in the directory. That would be data that evaporated and never made it to record. To increase the contrast - whole new types of clustering and analysis are now possible, at the moment a new data point is re…

This reminds me of the decision on GPS trackers on cars: https://en.wikipedia.org/wiki/United_States_v._Jones_(2012)

Dreeben cited United States v. Knotts as an example where police were allowed to use a device known as a "beeper" that allows the tracking of a car from a short distance away. Chief Justice Roberts distinguished the current case from Knotts, saying that using a beeper still took "a lot of work" whereas a GPS device allows the police to "sit back in the station ... and push a button whenever they want to find out where the car is."

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#218
post #214

Earlier quoted context omitted.

Do we forget that not long ago everyone's name, address, and phone number was published in the phone book (unless you paid extra for an unlisted number), and hospital admissions were published in the daily newspaper. It used to be unremarkable, and now people shriek "privacy!!" when it's discovered that some mundane detail about their life is not a closely held secret.

Wait hospital admissions? Really, why?

I imagine your friends didn't tweet or message a Telegram group about having had an accident back in the day where that was common (whenever that was, I've never seen it). When the telegraph is the fastest method of communication and landline phones are expensive, you might not learn about a friend being in the hospital until word of mouth reaches you.

Not saying this is the one true answer, but I don't find it hard to imagine why.

Re: Ask HN: Who really gives your personal info to Intelius, Instant Checkmate, etc?

#219
post #44

If anyone reading this thread is interested: I would pay non-trivial amounts of money on a regular basis for a service that systematically worked to eliminate records like these (and the sources they draw from), as well as chasing down sources of junk mail and the lists they ultimately draw from. The value would depend on effectiveness, and on the degree to which the service clearly reported exactly what they did. Ca…

I've considered working on this problem from a business standpoint, but I couldn't figure out a good business model for it. I don't think too many people will pay a monthly fee to have their information removed from these services. My guess is that they would sign up for a month and after their information has been removed, immediately cancel their subscription until they needed to do it again. And a yearly fee seeme…

You could always "enhance" the business case by selling "whitelisting" to some of these data collection services. Just ask the guy from adblock plus.
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