Earlier quoted context omitted.
In your experience what difference does full disk encryption vs home encryption have in this context? We've been debating this a lot at work.
FDE leaves very few if any opportunities for accidentally spilling cleartext secrets onto the disk. If by home encryption, I assume you mean some encrypted container (or encrypted document). Consider what you "DO" with the decrypted contents.. often you are copying them out to perform some action (authentication, etc).. Are you certain the apps you use and your clipboard won't be paged to disk temporarily? If secrets…
AFAIK the main benefit is: if you want to run a multi-user or headless system, you need the network stack brought up before a password is entered - which home directory encryption provides and FDE can't.