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“PayPal has demanded that we monitor data traffic as well as customers’ files”

seafile.de

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Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#181

Post by RubyPinch »

niij wrote: post #171
Morgawr wrote: post #149

Earlier quoted context omitted.

What about having a client-side only "corruption" function that is unique for each client? The file is visually the same, the md5 hash is different but when the torrent client is sending the data it just "uncorrupts" the file. When the file is received by another client, that one person's client will take care of uniquely corrupting their own version for storage.

This is not possible. The torrent protocol works by checking the hash of each file that it downloads so it can reseed the file. If these files were changed by even 1 bit then they couldn't be reseeded back into the torrent network.

unless the "corruption" is reversible by the torrent client, which it would be

Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#182

Post by ohitsdom »

simonswords82 wrote: post #152
ohitsdom wrote: post #151

Has anyone made a site yet detailing all of these horror stories? Paypal's behavior is unacceptable and needs to change, yet years later things still seem just as bad for their customers.

Yep, there's loads: https://www.aboutpaypal.org/ http://www.paypalwarning.com/ http://www.screw-paypal.com/horror_stories/horror_stories.ht... Some of the content is NSFW

Thanks, just what I was looking for.

Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#184

Post by chimeracoder »

mrweasel wrote: post #168
thirdsun wrote: post #157

Earlier quoted context omitted.

Well, over here (in Germany) everyone gets a bank-issued debit card while a credit card usually comes with additional fees (I think it's 20-30€/year in my case, not sure right now). While it's not much, and I absolutely need a credit card for international purchases, a lot of fellow germans simply don't see the benefit when they could as well use the free debit card their bank gave them. And online their Paypal accou…

>Well, over here everyone I my case it would be down there... Took a second to figure out you're probably not in the US. It's more or less the same here, almost no one has real credit card, they're mostly VISA (co-branded) or MasterCard branded debit cards, but everyone has a card that can be used online.

> It's more or less the same here, almost no one has real credit card, they're mostly VISA (co-branded) or MasterCard branded debit cards

Er, no. Almost everyone has a branded debit card, as most banks will give you that for free, but nearly 75% of the country has at least one actual credit card.

Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#185

Post by RubyPinch »

wallmani wrote: post #148
RubyPinch wrote: post #128

Earlier quoted context omitted.

as long as the torrent client knows how to reverse the changes it made to the file (why wouldn't it?) then there won't be any problem. Its just a really really simple form of "encryption", which most torrent clients do support

If it's reversible like that it is still possible for PayPal and others to implement it too.

Its encryption, you apply a transform before putting it onto the dropbox, and then you apply a transform after you pull it back, and the key it'd be encrypted against would be per user (like most encryption)

Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#186

Post by pyrale »

ladybro wrote: post #25
raverbashing wrote: post #24

Paypal only exists because the current infrastructure of payments in the US is a joke Nobody needs paypal in Europe. Of course, they try to sell themselves as "the easiest way" (which is right to a point) but it's mostly unneeded

What are the alternatives in Europe that make Paypal not needed? Genuinely curious, not saying you're wrong by any means.

My bank and Visa integrate 2-factor authentication. https://en.wikipedia.org/wiki/3-D_Secure

Every bank here does this.

Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#187

Post by lettergram »

mcherm wrote: post #172
cynicalkane wrote: post #85

Earlier quoted context omitted.

In the US, at least, AML regulations are whatever the regulators say they are.

I call BS on that. It is true that banks will go a long way to try to satisfy banking regulators. But unless you have some evidence I am simply unwilling to believe that banking regulators can make up any restrictions they like without regard for the actual requirements of federal law.

Coming from a bank (but with limited interaction with regulators), regulators usually try to work within the law. However, I would like to remind you the law is all contradicting and has literally tens if not hundreds of thousands of various laws each one with its own implications.

Point being, regulators can justify just about anything. That is why all large banks have an army of lawyers. They then work with regulators to find some middle ground.

Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#188

Post by pyrale »

anfogoat wrote: post #113
raverbashing wrote: post #24

Paypal only exists because the current infrastructure of payments in the US is a joke Nobody needs paypal in Europe. Of course, they try to sell themselves as "the easiest way" (which is right to a point) but it's mostly unneeded

I don't get the praise; it took two days for a SEPA transfer to finish last time I initiated one. For buying goods online, that's 47 hours too long.

No one here uses SEPA for online purchases. We use 3d secure payments. SEPA is used to move money around, which is usually not time-critical.

Re: “PayPal has demanded that we monitor data traffic as well as customers’ files”

#190

Post by ar0 »

Hondor wrote: post #36
joopxiv wrote: post #7

I have quite some personal experience with PayPal, and their policies seem quite random. If one person gets it into his or her head that something is not allowed, no voice of reason will change the decision. I wouldn't shed too much tears over it though, there are many better and cheaper alternative forms of payment.

Can you give some examples? I know in America there are lots of startups doing it, but what about the rest of the world? I looked into Skrill a few years ago which seems to be just as international as Paypal, but also with just as horrible terms and conditions.

In Germany (where seafile is located), there is for example Paymill [1] for accepting credit cards and SEPA direct debit. It is pretty expensive (2.95% + 28 cents per transaction) but it seems to have a good API and if it is more reliable than PayPal (which isn't exactly cheap either) it might be worth it.

[1] https://www.paymill.com/

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