Hey, thanks for playing :)
I'm glad to hear we're basically in agreement. For whatever reason I still want you to understand how fucked some people are, through no fault of their own.
re: 2.2. I can trivially counterpoint. Hopefully this analogy works--maybe you've seen the show The Wire. Imagine basically any one of the kids from the ghetto, or how about Bubbles. [For reference, these characters are all poor and black.]
Let's say he got clean and didn't look literally like a crack head, but he was the same guy with the same means, now looking for a job. Recall that Bubbles is particularly charaismatic and likable [for a homeless drug addict]. Imagine what he sounds like when he talks. Imagine how he might feel and act around a "professional" white guy (think about things like body language and cultural signaling). Imagine the clothes he owns and wears daily.
As a hiring manager for a professional position, you wouldn't take his appearance into account? Even if he got himself a thrift store suit you could still "smell the poor on him." Think about how he talks--imagine considering him for a retail position at a suburban mall. Are you going to let him sell ice cream to white suburban moms? What about letting him do your taxes? Represent you in court? Maybe he somehow went to a dev bootcamp, are you going to take a chance on Bubbles, or will you give it to the bright young [white middle class] kid? (Bonus: how about hiring him to plumb your new home? Note how that one feels distinctly different from above.)
It doesn't even have to be racial. Imagine a lily white girl born and raised in a trailer park Appalachia. At 25 she decides she's tired of her generational poverty, and somehow overcomes the basically impossible barrier of moving from the boonies to a place with job prospects. No one she ever knew ever worked any jobs except menial labor, and one uncle who is a trucker, so she doesn't really know how to do it or what a resume should look like, but she does her best using google to help her. She has a kid, the dad's long gone. She can cover up all her tattoos except the one on her neck. She looks and sounds distinctly "white trash."
Are you going to hire her as your receptionist? Are you going to add her as the 3rd dental hygienist at your dental practice? What will your professional customers think of her tattoo?
re: 2.3. I think you'd be surprised how many people would explicitly use this line of reasoning, but that doesn't matter. I said it was adaptive, by which I meant there was an emergent sort of wisdom in doing what would irresponsible for a middle class person to do.
re 3, see 2.2 above. Also, I imagine that when you're thinking poor, you're thinking of someone who is like you, except delta. Poverty marks people deeply, in ways that are hard to escape. If you don't think you take this into account during hiring, then that is the water you're swimming in--it's not a fact about your virtue, but a fact about how filtering happens before you ever get to see the candidates who were privileged enough to have practical access to the system by which you hire.
re 4: (thumbsup)