Earlier quoted context omitted.
Lack of driver health insurance, lack of benefits, lack of liability from crashes, reduced compliance costs via skirting local regulations [e.g. Background checks for Uber/Lyft are cheaper than the more thorough checks in some municipalities] http://www.texastribune.org/2015/10/07/background-checks-cen... http://www.cnet.com/news/ubers-background-checks-dont-catch-...
The traditional taxi business in the US hasn't exactly been the model of regulatory compliance. Regulatory capture on the other hand...
And when it comes to things like insurance and background checks, Uber is worse than the Taxi companies in many areas. [e.g. Houston ]