91–100 of 198 posts
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That's one advantage of this being a CFPB action and not the result of a class-action suit.
Isn't CFPB one of the agencies on the chopping block of Project2025?
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On the flip side, if Apple can keep most/all the processing on device, I'll accept a modest reduction in quality compared to ChatGPT. Admittedly I haven't tried Apple Intelligence yet so I don't know just how big the reduction in quality is.
That's cool... personally Im most interested in cool tech/innovation over privacy if that's what you mean by keep the processing on the device.
And the capabilities of this model would still be limited as well given that Apple is not going to be able to host a large parameter one for each user.
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For some reason I think it will have been even more mundane. It is quite a long time ago, but Matt Levine wrote at the time that GS was (for whatever reason) desperate to get into consumer finance. They saw the market as an open opportunity, and paired up with Apple to get a foothold reaching well beyond their Marcus brand. [Still paraphrasing Levine.] As one would expect, that didn't go well. Goldman Sachs as a comp…
Why would you decaffeinate strawberry juice
And who could afford to give out bonuses in this economy?
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THanks, just always have had good user experience in every way with Apple, so getting email notifications one after the other where they said you need to upgrade if you want us to continue backing your stuff up was mildly odd. Yet, in their first communication they didnt mention anything about not getting email yet they did in the third or so email which felt very anti-user to me. As for Apple Intelligence Ive been u…
On the flip side, if Apple can keep most/all the processing on device, I'll accept a modest reduction in quality compared to ChatGPT. Admittedly I haven't tried Apple Intelligence yet so I don't know just how big the reduction in quality is.
Be ready to accept a huge decrease in quality, even compared to chatgpt 3.5
Phones are not computer, they use battery. Whatever apple do, it can't beat the law of physics.
There is no way but send it all on remote computer for ai.
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Agreed though "it needs to be below 6th grade reading level" would essentially invalidate every contract/license/agreement ever entered into..
Good! This idea that businesses should be free to fleece the stupid and under educated with obtuse contract phraseology and walls of text that have managed to include things like "the soul of your first born" because nobody can reasonably be expected read and understand the full thing is just asinine, naked failure of the government to protect people from predatory business practices. Caveat Emptor should not mean "T…
I cannot, in a contract, just refer to a street address. For reasons of specificity, I must state where the survey marker corner is located -exactly- and then detail how many feet from that in a direction, etc. These long descriptions ensure that there are no misunderstandings later.
The verbiage of these contracts have grown more specific through use. People, or companies, wiggle out of things and new contract language is invented to prevent such wiggle-room in the future.
How would one go about accomplishing a 'dumbing down' of a contract, without losing the anti-wiggle specificity?
Also, I really like that word. Say it with me, please: 'specificity.' Neat.
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Goldman has been winding down consumer bank operations for awhile. Checking/savings account division (Marcus?) was sold off or dissolved
They sold off Marcus? Lul. They were begging for (below market wage) devs to pack those seats pre2020
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Goldman has been winding down consumer bank operations for awhile. Checking/savings account division (Marcus?) was sold off or dissolved
They sold off Marcus? Lul. They were begging for (below market wage) devs to pack those seats pre2020
GS offloaded $1B in consumer loans to Varde the year prior [2]. Marcus website doesn’t even have a way to apply for personal loans.
Then of course the widely discussed bad terms of the Apple and GS partnership and rumors of GS trying to sell this to another bank. [3]
Not quite sold off but consumer division is circling the drain.
[1] https://finance.yahoo.com/news/betterment-acquire-digital-in...
[2] https://www.reuters.com/business/finance/goldman-sachs-offlo...
[3] https://www.aol.com/news/apple-talks-jpmorgan-bank-over-2016...
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On the flip side, if Apple can keep most/all the processing on device, I'll accept a modest reduction in quality compared to ChatGPT. Admittedly I haven't tried Apple Intelligence yet so I don't know just how big the reduction in quality is.
> if Apple can keep most/all the processing on device, I'll accept a modest reduction in quality compared to ChatGPT. Be ready to accept a huge decrease in quality, even compared to chatgpt 3.5 Phones are not computer, they use battery. Whatever apple do, it can't beat the law of physics. There is no way but send it all on remote computer for ai.
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Probably payment on GS backend was processed late even if customer initiated payment on the due date. So customer was charged interest. I was an early adopter of the AC during my Apple glazing days. Everybody has the same due date (end of month) and GS systems just could not handle the volume. I remember an auto payment taking a week to withdraw from my bank account and applied to account. I wasn’t charged interest a…
> an auto payment taking a week to withdraw from my bank account As an aside, for anyone using an Apple Card today, a handy way around this is to not make payments via ACH. Use your debit card with Apple Pay to pull money instantly into Apple Cash, then use that to instantly pay your credit card bill. An extra step, sure, but it's instant .
Personally I have a bank account that I use solely for the purpose of auto pay/ach. It’s only funded with enough money to pay creditors.