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True Name – Mastercard (2022)

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Re: True Name – Mastercard (2022)

#91

Post by andix »

gruez wrote: post #83
andix wrote: post #68

Earlier quoted context omitted.

Interesting, is this some US thing? Because in Europe for VISA/Mastercard payments I'm quite sure the name of the card owner is never transmitted to the vendor. Not in the past, and not now. It would also be quite in conflict with data protection laws. Also it's a risk for stolen credit card information. I think the vendor doesn't even get the credit card number when processing a payment, otherwise shop clerks could…

>Interesting, is this some US thing? Because in Europe for VISA/Mastercard payments I'm quite sure the name of the card owner is never transmitted to the vendor I was surprised too but apparently it's a field that exists on the magstripe itself. Presumably something similar exists on EMV (for chip/contactless) as well. https://en.wikipedia.org/wiki/Digital_card#Track_1

Payments with the magnetic stripe is something that’s long gone in Europe. More than 20 years. Some devices may still support it (for US tourists), but I haven’t seen anyone using it for over a decade.

I doubt that the number and the name can be read via EMC. Otherwise you could easily read strangers name in the subway by just holding your NFC Android phone close to their wallet. And HN would be full with such stories :)

Re: True Name – Mastercard (2022)

#92

Post by TheRealPomax »

paulpauper wrote: post #24

New research by Mastercard across 16 countries in North America and Europe revealed that 59% of people who identity as nonbinary say they feel unsafe while shopping what about the control group For Emme Reynolds of Ottawa, credit and debit cards also carry with them a certain amount of stress because they’re just another opportunity in one’s day to be “deadnamed” or misgendered. “It’s wild to see how many times in a…

I don't think you're familiar with how debit cards work across the planet if you think that "just losing it" is somehow a problem, or that debit cards don't come with buyer protection?

If you lose your card, you report it lost with a quick phonecall to your bank's dedicated security number, and that card is now dead. If someone tries to use it before you report your card, you get to dispute those charges, and if they try to use it after the card got blocked, nothing happens. Which is why you always report lost cards immediately, because you'll have a new one in at most a few days, and until then you can use online banking just fine, let that be a lesson to you to not lose your cards again. It's an important lesson.

Telling people that debit cards should be avoided is a bit like telling people that "busses should be avoided" just because where you live, bus service is terrible.

Re: True Name – Mastercard (2022)

#93

Post by snotrockets »

nilespotter wrote: post #80
snotrockets wrote: post #60

Earlier quoted context omitted.

Yes. Some of us like to imagine trans* people as those drag like personas, a clownish caricatures of their genders. This isn't the case though: most are just, you know, people. You wouldn't know they are trans*, except for their name. And unlike that Johnny Cash song, being a boy named Sue doesn't build character. It just makes your life miserable.

[flagged]

trans* people aren't crossdressers, and no, you wouldn't.

Pick a random thirst-trap influencer: on almost every post on their TikTok or Insta you'd see multiple comments suggesting they are trans.

Simply, there isn't a way to tell because as there is no biological marker that is a binary, as much as some would like to believe otherwise. Sex is a bimodal distribution, and as such there are people, cis and trans, that don't look like the gender you'd imagine them to be.

Re: True Name – Mastercard (2022)

#94

Post by MissTake »

nilespotter wrote: post #80
snotrockets wrote: post #60

Earlier quoted context omitted.

Yes. Some of us like to imagine trans* people as those drag like personas, a clownish caricatures of their genders. This isn't the case though: most are just, you know, people. You wouldn't know they are trans*, except for their name. And unlike that Johnny Cash song, being a boy named Sue doesn't build character. It just makes your life miserable.

[flagged]

Bullcrap you can.

Once my hormones kicked in I was able to blend in so well that some of my friends didn’t believe me when I said I was trans.

And I got that confirmed from a third party who is honest beyond a fault.

And there’s a world of difference between crisscrossing and being transgendered.

Re: True Name – Mastercard (2022)

#95

Post by toothrot »

namdnay wrote: post #69
snotrockets wrote: post #36

Earlier quoted context omitted.

A legal name change is quite a chore, not a minor discomfort.

[flagged]

It can be procedurally very long and drawn out, especially in less welcoming states.

To your point, transitioning is a massive process. Making something bureaucratically painful significantly easier is very welcome to an overwhelming process.

Re: True Name – Mastercard (2022)

#96

Post by xdennis »

snotrockets wrote: post #70

tl;dr: Mastercard: "We've found that some people's name could different from what their government ID says their name is, and offer a solution for that problem" Many HN commenters: "I don't have this problem, therefore it isn't a real problem"

Because it's a bad hack. If you want to change your name you should change it with the government, not each individual company.

Re: True Name – Mastercard (2022)

#97

Post by [deleted] »

superkuh wrote: post #34

Mastercard's US card activation service (both phone and computer) were down from Jan 2nd to Jan 4th. As someone with a Mastercard that expired on Jan/2024 this was quite a hassle for me. In the end in order to pay my due bills I had to use bitcoin.

[deleted]

Re: True Name – Mastercard (2022)

#99

Post by gruez »

chalst wrote: post #40
maxk42 wrote: post #17

Earlier quoted context omitted.

But this would just mean the name on the card does NOT match the name on the ID. How does this help with the issue of fraud at all?

That’s an issue that can be dealt with by calling the card issuer.

How is that supposed to work? The toll free number on the back of my card just goes to some customer support line with 30+ minute wait times. There's absolutely no chance that a cashier is going through that for a typical transaction. Also, the whole point of this program is to make this less awkward for transgender people. Being deadnamed might be bad, but at least it's straightforward. The cardholder name matches the one on your government id, and the picture in the government id matches your face, done. I'm not sure how having mismatched names and having to call the bank is more pleasant.

Re: True Name – Mastercard (2022)

#100

Post by toothrot »

xdennis wrote: post #96
snotrockets wrote: post #70

tl;dr: Mastercard: "We've found that some people's name could different from what their government ID says their name is, and offer a solution for that problem" Many HN commenters: "I don't have this problem, therefore it isn't a real problem"

Because it's a bad hack. If you want to change your name you should change it with the government, not each individual company.

That's unfortunately not possible everywhere, but purchasing things daily is necessary.
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