91–100 of 107 posts
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> It’s standard now but not the law In fact, surcharges are now prohibited by EU law (as long as the card is covered by the interchange cap): https://europa.eu/youreurope/business/finance-funding/making...
We’re talking about in the US here
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When you want to look into how anti-globalization works, then look at Washington or Peking. Europe, due to its multi-tier law structure, is an amateur compared to these. The only reason why you are bothered by it, is that the European market is too big to be ignored and there are impacts like the GDPR etc.
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isn't that the same as credit cards not allowing to charge extra for using them? which btw is now also not allowed by EU rules.
That's also pretty anticompetitive ant it's crazy that this behavior has been tolerated for so long. Regulators have been asleep at the wheel.
I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…
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I do not think it was ever allowed. EDIT: I did not realize you were talking specifically about Germany. In France you had a lot of "minimum 10€ to pay with CC", now this is mostly gone after COVID.
I think that rule disappeared long ago in the US because apparently people spend more with CC.
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True. Also sounds uncompetitive to me.
but this is what the EU seems to want. based on EU regulations surcharges at least for credit cards are illegal. the price for the consumer must be the same. for some reason it does not cover paypal though.
As such it would be foolish to allow shops to deincentivise that
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In Europe we have working debit cards, so PayPal is redundant and hardly ever used.
??? the UK looooves paypal, both before and after brexit. I love paypal, and I live in the UK. Paypal is essentially the default checkout option on most websites, and supported pretty much everywhere. It is very, very handy as a consumer, but never in a million years would I sell using paypal (too many horror stories about frozen account and kafkaesque support staff)
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I do not think it was ever allowed. EDIT: I did not realize you were talking specifically about Germany. In France you had a lot of "minimum 10€ to pay with CC", now this is mostly gone after COVID.
I think that rule disappeared long ago in the US because apparently people spend more with CC.
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What's PayPal actual market share in Germany? I'd guess it's used to pay US based vendors. Why would anyone use it to pay European vendors, when bank-to-bank transfers work (for 40+ years) fast (on-line before the WWW) and cheap?