81–90 of 427 posts
Founder here :) Feel free to ask me any questions
Founder here :) Feel free to ask me any questions
- for the stack was there specific criteria why certain languages where chosen in your use cases?
are there any API rate limits for clients?
are there any current plans on mitigating DDOS or other malicious attacks?
2016 has been a hard year for banks and hacking specifically the story about Bangladesh. The trend seems that this will become more likely as we move towards a full online infrastructure. For banking this is another layer where vulnerabilities can come up are there are plans in place for this?
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Every time I see anything about N26, I am quite disappointed that it isn't available in the US.
It is quite good, but it's not perfect. The apps look non-native and the UI has many issues (e.g. entering 10 international characters quickly in the "transfer note" box pops up 10 "only latin characters" notifications), the login UI looks weird on Firefox, and http://my.n26.com/ causes an infinite loop that I reported weeks ago. Other than that, I'm very satisfied with the service, and I use them as my bank bank, bu…
Weirdly enough barely anyone in Germany ever commented on it while in South Africa people do so every time I'm at a store :D
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> Uber card: Let’s say you give your daughter R500 pocket money each month, but you’re worried she might run out of money and be unable to afford an Uber home. So you write a little code and give her a Root card that a) gives her a limit of R500 per month, and b) lets her take as many Uber rides as she needs (enabling her to spend beyond the R500, but only for Uber) That's the one I was thinking of, note the "lets he…
Oh, I missed that example! That is actually pretty cool.
Founder here :) Feel free to ask me any questions
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Any plans to back this with a blockchain of any kind?
I'm curious, to what end?
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How about streaming your transactions to a budgeting service to approve or deny if you've gone over budget for the month. Or build your own rules to deny certain transactions if you are approaching 0 balance. I think there are lots of use cases you could think of that are custom to you that no bank would ever build.
Personally, I would rather rely on self control and not have my card forcefully decline transactions. But maybe that's just me!
A traditional bank can't cater to every persons individual needs/wants.
It would be nice to have somewhere these scripts are discoverable so you can use/tweak other users ideas.
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Analyse your spending habits to see where you can easily save some money is one example.
My BofA account has a whole spending habits section with graphics and charts and a ton of features, for free, which comes with my debit account. Why would I want to do all this myself? The only real answer is privacy, but I would just use BTC instead of USD if I wanted privacy anyway, and BTC is already programmable.
My bank doesn't have this, so that's one reason.
Another would be that a third-party could write the code that performs the analysis, you should be able to just download (or purchase, I suppose) their script and use it, so you don't have to do it yourself anyway. This also means it becomes possible to have competition within this space, right now, you can only ever use your bank's analysis tools, if they're great, fine whatever good for you. But for some people it'll have limitations one way or another. Competition is not a bad thing.
Besides, it can be fun to look at your financial data with your programming tools. It's an interesting data set to play around with, analysis, data visualization, budgeting, even if just for learning.