What problem does this attempt to solve? Their slack example doesn't seem particularly pressing.
Root – Programmable bank account for software developers
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Re: Root – Programmable bank account for software developers
#52Earlier quoted context omitted.
N26 has got a quite decent REST API if you are willing to use your dev tools for a bit :) Edit: Most banks also seem to support FinTS [0], but it seems a bit of a PITA. Edit 2: figo might be worth a try as well, though I don't know their pricing. Edit 3: bunq is quite nice as well. I implemented a few basic calls in node when they launched the API. Not the easiest API to work with, but acceptable. [0]: https://www.hb…
Every time I see anything about N26, I am quite disappointed that it isn't available in the US.
Other than that, I'm very satisfied with the service, and I use them as my bank bank, but I use Revolut (revolut.com) for my everyday transactions, just because it "feels" nicer. The transparent N26 card definitely turns heads, though, cashiers are always asking me about that.
Re: Root – Programmable bank account for software developers
#53How is this different from Monzo?
Re: Root – Programmable bank account for software developers
#54Re: Root – Programmable bank account for software developers
#55Earlier quoted context omitted.
> How would that work in real life? Uber doesn't charge you before your ride is complete, and at that point your payment would bounce, and now you're in trouble. Well in the Uber example you're allowing payments to Uber, not denying them. But you do have a very good point about denying pay-after-use type transactions, I'm not really sure what they're doing about that.
Wasn't their example all about limiting the number of rides you can take? So at that point, you'd eventually be denying them, as I understand it.
That's the one I was thinking of, note the "lets her take as many Uber rides as she needs".
Re: Root – Programmable bank account for software developers
#56Hi All, If you are interested in talking to the devs they can be found in #root on zatech slack group For invites check https://zatech.github.io/site/ disclaimer: Not a root dev just a user on the zatech slack group
Re: Root – Programmable bank account for software developers
#57Founder here :) Feel free to ask me any questions
Re: Root – Programmable bank account for software developers
#58This will be interesting to watch. I'm hoping they have sandbox accounts!
Re: Root – Programmable bank account for software developers
#59What problem does this attempt to solve? Their slack example doesn't seem particularly pressing.
Think of things like the introduction of cars, or the internet. Their actual effect on most people weren't a matter of obvious problems they had at the time.
Re: Root – Programmable bank account for software developers
#60I'd like to have something like this for Germany. I am willing to pay 10€/month for a simple API access to my bank account. I need neither hosted code nor push. Just give me remote access for my scripts. Probably I'm asking for the impossible because of the heavy regulation in Germany but just wanted to put it out there.
AFAIK the best way to access German bank accounts programmatically is AqBanking, which is used by e.g. GNUCash. It also comes with a CLI: https://www.aquamaniac.de/sites/aqbanking/cli.php