Earlier quoted context omitted.
Cheaper not to have them and risk the outsized long term financial obligation. ~43% of first marriages fail, ~60% of second marriages, ~73% third marriages. Roughly half of all children will see the parents’ marriage fail or them separate (per the CDC).
Those numbers are a lot lower for people whose first marriage is in their 30s and/or those who are financially stable. (Each of those ~halves the risk of divorce).
> halves the risk of divorce
For men, becoming unemployed more than doubles your chance of divorce. This effect is not seen for women.