Equifax's Chief Security Officer is a music major.
https://i.redd.it/g1xobpdvmukz.jpg
It paints a clear picture why this happened.
Show HN: I'll mail Equifax your arbitration opt-out for free
61–70 of 92 posts
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#62Earlier quoted context omitted.
I mentioned this the other day on a related thread and received 15 upvotes. Seems like there are many interested parties. I'd pay $20-99 for this service.
I posted this a few hours ago: https://news.ycombinator.com/item?id=15207727 . Shows you the steps to sue Equifax in small claims.
Very helpful. Thanks!
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#63[deleted]
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#64It's worth noting that the equifaxsecurity2017 website posted the following update yesterday: "NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident."
Yep, I mention that in the "What's this all about" section. However, I don't know why anyone would want to give up their legal rights, especially to a company that has just proven that they can't keep your data secure.
Submitted. Thanks for the work on this paulgb!!
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#65> you can opt-out within 30 days of signing up Within 30 days of signing up for what? Surely no one signs up for Equifax.
They have a identity theft protection and credit file monitoring program.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#66This is a great product if it provides consumers with peace of mind, but I think in hysteria most people haven't realized that the arbitration clause only applies to TrustedID, not to the breach itself. The clause as shown is just the standard terms for TrustedID and applies to nothing else. The New York State Attorney General has confirmed this through Equifax. Why not offer this as a Chrome extension that detects a…
>Why not offer this as a Chrome extension that detects any arbitration clause in any TOS and gives users options to opt-out, including the ability to mail an opt-out through an API? probably because thats like a million times more work?
I suspect (or at least would hope) this guy has an automatic letter folder and filler/stuffer[1], because doing this manually is... hard, and takes hours.
It would be critically if you were offering this for "any TOS" though. Depending on success, you may even need to lean on an external printing/mailing service to do the work.
In any case, it would be very very hard to offer a generalized service to do this, for free. Once-offs like this are the only viable way to make it free.
And I'm not even getting into the infra/maintenance work on the extension and API itself.
[1]: This happened to be the first result for a video search: https://www.youtube.com/watch?v=aJjagamqNCY
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#67Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#68Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#69Kind of the guy to offer. I found it interesting thinking about the issue of trust, here. He's claimed to be a certain individual, linked to social media with a long history as a proof of identity, but still had to admit that you're basically hitting up a site to solve identity theft using a tool that might help cause you more privacy problems should the individual not be who he claims to be[0].
I hope the folks at Keybase notice this. It's a perfect use case. He's specifically pointed to his long social media history as a proof that should increase trust. Keybase would let him use their proofs feature to validate that he (well, his account) controls his twitter, that domain and web site[1], and his HN account. I can't think of a better way to reduce the "you can't really trust that I am who I say I am" problem he's struggling with.
Of course, this could be gamed just like every other method of authenticating identity, but it's a nice additional option.
[0] I'm not saying he's not or assuming he's malicious; I tend to err on the side of assuming the best in people.
[1] You can submit proofs for both.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#70A smart move after being informed that your personal data has been breached is to give more personal data to a random dude on internet. After all your are only giving up your name, Address, Equifax id, and IP address. What could go wrong?
Nothing worse than what Equifax already did...