Thanks muchly, Paul - very appreciated!
Show HN: I'll mail Equifax your arbitration opt-out for free
51–60 of 92 posts
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#52Earlier quoted context omitted.
if you can show me a blockchain that says the same thing I'll have 100% faith in all of you with 1+ confirmations.
Only if the web of trust: a) eventually links to someone you personally know and trust b) has not been compromised, intentionally or carelessly
Even if those are the case, after enough hops in the trust graph trust gets pretty diluted.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#53A smart move after being informed that your personal data has been breached is to give more personal data to a random dude on internet. After all your are only giving up your name, Address, Equifax id, and IP address. What could go wrong?
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#54Whats the benefit of opt-out? Whats it about? I know Equifax was hacked but havent had the elusive free time to delve into it.
I tried to briefly summarize this in the "What's all this about?" section, let me know if anything is unclear. Essentially the benefit of opting out is you don't give up legal rights to a company that just proved incapable of handling your data.
Thanks
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#55This is a great product if it provides consumers with peace of mind, but I think in hysteria most people haven't realized that the arbitration clause only applies to TrustedID, not to the breach itself. The clause as shown is just the standard terms for TrustedID and applies to nothing else. The New York State Attorney General has confirmed this through Equifax. Why not offer this as a Chrome extension that detects a…
>Why not offer this as a Chrome extension that detects any arbitration clause in any TOS and gives users options to opt-out, including the ability to mail an opt-out through an API? probably because thats like a million times more work?
> probably because thats like a million times more work?
I assume you're referring to the "detection" part.
Perhaps in the early 2000s this was true, prior to the widespread application of natural language processing; when one had to pre-define the format of most everything. Now all that's required are a few niche terms and a structure to apply them.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#56It's worth noting that the equifaxsecurity2017 website posted the following update yesterday: "NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident."
I don't know if thats legally binding.
NYS attorney general announced it was unenforceable yesterday [0]. Equifax is dead and buried at this point.
[0] https://twitter.com/AGSchneiderman/status/906195350532304896
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#57This is a great product if it provides consumers with peace of mind, but I think in hysteria most people haven't realized that the arbitration clause only applies to TrustedID, not to the breach itself. The clause as shown is just the standard terms for TrustedID and applies to nothing else. The New York State Attorney General has confirmed this through Equifax. Why not offer this as a Chrome extension that detects a…
>Why not offer this as a Chrome extension that detects any arbitration clause in any TOS and gives users options to opt-out, including the ability to mail an opt-out through an API? probably because thats like a million times more work?
Not really... If I made a dirty version of the plugin for myself, I'd just do a DOM text search for "terms" and if found do another search for "arbitration", both case insensitive. If found, then highlight the words, pop a warning to the viewer, and scroll the window or modal to the spot.
The mailer API would be plausible through a third-party postcard/letter mailer API.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#58Now if we could only have a service or an API to file against them in a small claims court. 143 million lawsuits would be kind of crazy but interesting to see.
I mentioned this the other day on a related thread and received 15 upvotes. Seems like there are many interested parties. I'd pay $20-99 for this service.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#59Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#60Now if we could only have a service or an API to file against them in a small claims court. 143 million lawsuits would be kind of crazy but interesting to see.
I mentioned this the other day on a related thread and received 15 upvotes. Seems like there are many interested parties. I'd pay $20-99 for this service.
I posted this a few hours ago: https://news.ycombinator.com/item?id=15207727. Shows you the steps to sue Equifax in small claims.