Many conservatives in the U.S. believe that poverty is mainly a result of bad personal decisions. Is this article arguing that poverty is never a result of bad personal decisions? If so, I have a few anecdotes that would be contrary to that.
No I think this article is arguing that ending bad personal decisions (if at all possible) will not significantly affect poverty, but a safety net will.
Another interesting topic, which is not mentioned in the article, is how poverty causes bad personal decisions.