51–60 of 210 posts
They can keep the $125 (although, I wish I could direct it to a charity). I don't want to submit all of this information to an entity who's data security is probably worse (hard to believe) than Equifax!
I'm sure they have it all already.
I don't want money. I don't want free service. I don't want any compensation. I want Equifax as a company to be dissolved for incompetency with private data, and I want a way to legally opt out of other such companies collecting and aggregating private data about me.
this is what I want too at the end of the day.
It would become a legendary case study if this site turned out to be an information phishing site. (This one is legit but I expect it to happen someday. I'm surprised it hasn't already.) After all this site links to the law firm JND, but nowhere does JND mention this site. So any of us could have made this site. Use the form below to find out if your information was impacted and if you are a class member. Last Name _…
It would become a legendary case study if this site turned out to be an information phishing site. (This one is legit but I expect it to happen someday. I'm surprised it hasn't already.) After all this site links to the law firm JND, but nowhere does JND mention this site. So any of us could have made this site. Use the form below to find out if your information was impacted and if you are a class member. Last Name _…
Its somewhat of an unsolved problem, there's all sorts of these kind of sites that are legitimate but look really suspicious, like they could be phishing sites. Examples: https://www.annualcreditreport.com/ https://www.optoutprescreen.com/ You can tell these two are legit because they are listed on official government sites: https://www.ftc.gov/faq/consumer-protection/get-my-free-cred... https://www.consumer.ftc.gov/…
This is the first time I've seen cash vs. the useless credit monitoring as a compensation offer.
You can only claim the $125 cash if you affirm that you're already paying for credit monitoring. While I don't expect anyone to confirm your claim, you do have to sign your name to a legal document stating as much. You can make additional compensation claims if you suffered actual damage or spent time dealing with the breach, but as I could not honestly claim such, I don't know what that part of the process entails.
Earlier quoted context omitted.
It's not true. Monitoring is not required.
It is true. You have to certify that you have credit monitoring if you choose to take the $125.
I don't want money. I don't want free service. I don't want any compensation. I want Equifax as a company to be dissolved for incompetency with private data, and I want a way to legally opt out of other such companies collecting and aggregating private data about me.
If this breach affected 147M people (which is what I can find from various articles), and $700M was set aside (before attorney fees), and most claims will be $125, that's only ~4M people who will get $125. Are they expecting very few people to file claims? Or what am I missing?
It sounds to me like they'll give you free credit monitoring, UNLESS YOU ALREADY HAD CREDIT MONITORING, then they'll give you $125. Most people don't have credit monitoring, I think. Personally, I've found the free credit monitoring that they gave me pretty useless. I get an email regularly telling me my score changed. I have to go log in and find out I went up 2 points because of an algorithm change. Thanks for look…
I don't want money. I don't want free service. I don't want any compensation. I want Equifax as a company to be dissolved for incompetency with private data, and I want a way to legally opt out of other such companies collecting and aggregating private data about me.
Compare a desire to legally opt out (after checking a box, agreeing to a privacy policy you never read, having your data from 10 years ago - with a chain of custody/dispersal that's probably untenable, if not impossible, to map by now - synthesized by a third party) to GDPR's concept of consent:
"The key point is that all consent must be opt-in consent, ie a positive action or indication – there is no such thing as ‘opt-out consent’. Failure to opt out is not consent as it does not involve a clear affirmative act. You may not rely on silence, inactivity, default settings, pre-ticked boxes or your general terms and conditions, or seek to take advantage of inertia, inattention or default bias in any other way. All of these methods also involve ambiguity – and for consent to be valid it must be both unambiguous and affirmative. It must be clear that the individual deliberately and actively chose to consent."
Source: https://ico.org.uk/for-organisations/guide-to-data-protectio...