Live data from Hacker News

Submit Your Claim in the Equifax Breach Settlement

equifaxbreachsettlement.com

21–30 of 210 posts

Re: Submit Your Claim in the Equifax Breach Settlement

#21
post #7

It would become a legendary case study if this site turned out to be an information phishing site. (This one is legit but I expect it to happen someday. I'm surprised it hasn't already.) After all this site links to the law firm JND, but nowhere does JND mention this site. So any of us could have made this site. Use the form below to find out if your information was impacted and if you are a class member. Last Name _…

Your comment inspired me to take a look. I compared the SSL certificate and the whois information to equifax.com. The settlement site uses a different company for the certificate. The settlement site uses Starfield Technologies vs DigiCert for equifax.com. The settlement site uses GoDaddy for their DNS vs UltraDNS for equifax.com. It's not impossible that a division in the company or a different law firm uses differe…

Why compare it to Equifax? I'd just assume it's an unrelated malicious opportunist. I'd rather compare it to JND to have evidence towards proving that it's legit. Anyway it is legit since it's mentioned on the FTC site.

Re: Submit Your Claim in the Equifax Breach Settlement

#22

It would become a legendary case study if this site turned out to be an information phishing site. (This one is legit but I expect it to happen someday. I'm surprised it hasn't already.) After all this site links to the law firm JND, but nowhere does JND mention this site. So any of us could have made this site. Use the form below to find out if your information was impacted and if you are a class member. Last Name _…

I got this site link directly from the FTC's settlement announcement, or I would have worried about that myself.

https://www.ftc.gov/enforcement/cases-proceedings/refunds/eq...

Re: Submit Your Claim in the Equifax Breach Settlement

#25

If this breach affected 147M people (which is what I can find from various articles), and $700M was set aside (before attorney fees), and most claims will be $125, that's only ~4M people who will get $125. Are they expecting very few people to file claims? Or what am I missing?

Perhaps they are counting on a certain number using their free credit monitoring, as that's the other option on the site.

Re: Submit Your Claim in the Equifax Breach Settlement

#27

If this breach affected 147M people (which is what I can find from various articles), and $700M was set aside (before attorney fees), and most claims will be $125, that's only ~4M people who will get $125. Are they expecting very few people to file claims? Or what am I missing?

It sounds to me like they'll give you free credit monitoring, UNLESS YOU ALREADY HAD CREDIT MONITORING, then they'll give you $125. Most people don't have credit monitoring, I think. Personally, I've found the free credit monitoring that they gave me pretty useless. I get an email regularly telling me my score changed. I have to go log in and find out I went up 2 points because of an algorithm change. Thanks for looking out, Equifax! Then I go to a dealer and they pull my credit and it's dramatically higher than what Equifax has been telling me. The whole system seems silly to me.

Re: Submit Your Claim in the Equifax Breach Settlement

#28

It's turbo BS that you're not entitled to cash payout unless you already have a credit monitoring service.

The theoretical argument is that you should only be compensated for damages and incurred costs. If your information is leaked but no one used it, arguably there are no demonstrable damages. If you didn't purchase credit monitoring, you didn't incur any costs.

Re: Submit Your Claim in the Equifax Breach Settlement

#30

If this breach affected 147M people (which is what I can find from various articles), and $700M was set aside (before attorney fees), and most claims will be $125, that's only ~4M people who will get $125. Are they expecting very few people to file claims? Or what am I missing?

Supposedly only ~3% of eligible people make claims in a typical class action case (according to a r/personalfinance poster claiming they work around such cases).
Post reply on HN